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Small Business Insurance in Iowa

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Frequently Asked Questions

How much liability insurance is required in Iowa?

Business liability insurance is always a wise purchase but isn't required by law in Iowa. If your business operates vehicles, the minimum Commercial auto liability coverage is $20,000 bodily injury per person, $40,000 bodily injury for all persons, and $15,000 for property damage liability.

What are the requirements to get an insurance quote in Iowa?

TTo insure your business in Iowa, insurers need documentation relevant to the type of insurance you are purchasing. Commercial auto insurance will require information on your vehicles. Workers' compensation coverage will require proof of sales revenue.

How much does a Business Insurance cost in Iowa?

The price of the insurance in Iowa depends on several criteria. Most insurance companies will review your experience, loss history, safety policy and financial capability before they can quote a price for your premiums.

Do I need Workers' Compensation coverage in Iowa?

The Workers' Compensation law in Iowa requires most employers to have this type of insurance coverage, although there are a few exceptions. Employers who violate Iowa's mandatory insurance law can face stiff penalties, placing their business at risk.

Are You Ready to Get Covered?

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(646) 844-9933