Starting a business in Indiana opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your Indiana business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy Indiana requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.
General Liability insurance offers diverse and broad protection for any accidents or negligence claims your business is held accountable for. Most of the time, it includes coverage for bodily or personal injury, lawsuits like slander and libel, damage to other properties, and false or misleading advertisements.
A policy specially designed to protect your business-owned physical assets such as the building and its content, Property Insurance is indeed of great importance. Whether you have owned or leased assets, it provides coverage against loss from natural or man-made disasters caused by flood, fire, earthquake or theft.
Required by Indiana state law, Workers' Compensation is mandatory for all businesses with one or more employees. It delivers protection against work-related injuries or accidents and generally covers medical expenses, rehabilitation bills as well as lost wages. Aside from protecting employees, it also defends business owners from legal claims due to negligence.
If anything happens on the road while doing business related activities, Commercial Auto insurance will cover liabilities, collision and medical payments as a result of vehicular accident. Whether you have owned or leased vehicles, as long as they are used for official business trips, it helps pay claims and damages you are at fault for.
Meant for businesses giving professional services, e.g. law firms and consultancy companies, Professional Liability insurance will protect you from liabilities and negligence claims brought about by wrongful practices. If your trade is at risk from committing error or omission acts, including this policy equates to total peace of mind.
Combining two of the most common forms of insurance policy, the General Liability and Property Insurance, Business Owners Policy or BOP is a convenient solution for small to mid-sized businesses. Depending on the plan, you may opt to include other elements such as Business Interruption and Crime Insurance coverages.
Most businesses carry at least $1,000 per occurrence. But the total coverage you specifically need greatly depends on the size of your business, risks and financial stability.
Without insurance, you are risking yourself and your business into paying huge amounts, and other financial challenges, should an unlikely incident or event happen.
Business insurance prices vary depending on the carrier. They use different criteria to calculate cost, and your experience, loss history, services and safety policies adds up to the premium computation.
The basic requirements for getting an insurance quote typically include completed applications, business licenses and claims history. Other documentats might be needed per company protocols.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
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