Small Business Insurance in Indiana

General Liability insurance offers diverse and broad protection for any accidents or negligence claims your business is held accountable for. Most of the time, it includes coverage for bodily or personal injury, lawsuits like slander and libel, damage to other properties, and false or misleading advertisements.

A policy specially designed to protect your business-owned physical assets such as the building and its content, Property Insurance is indeed of great importance. Whether you have owned or leased assets, it provides coverage against loss from natural or man-made disasters caused by flood, fire, earthquake or theft.

Required by Indiana state law, Workers' Compensation is mandatory for all businesses with one or more employees. It delivers protection against work-related injuries or accidents and generally covers medical expenses, rehabilitation bills as well as lost wages. Aside from protecting employees, it also defends business owners from legal claims due to negligence.

If anything happens on the road while doing business related activities, Commercial Auto insurance will cover liabilities, collision and medical payments as a result of vehicular accident. Whether you have owned or leased vehicles, as long as they are used for official business trips, it helps pay claims and damages you are at fault for.

Meant for businesses giving professional services, e.g. law firms and consultancy companies, Professional Liability insurance will protect you from liabilities and negligence claims brought about by wrongful practices. If your trade is at risk from committing error or omission acts, including this policy equates to total peace of mind.

Combining two of the most common forms of insurance policy, the General Liability and Property Insurance, Business Owners Policy or BOP is a convenient solution for small to mid-sized businesses. Depending on the plan, you may opt to include other elements such as Business Interruption and Crime Insurance coverages.