Small Business Insurance in Idaho

General Liability Insurance protects your Idaho business against liability claims for property damage, bodily injury, such as slip and fall accidents, and personal injury, which are all common risks for businesses.

Commercial Property Insurance protects the physical assets of your Idaho business, including your building, equipment, machinery, supplies, and on-site inventory. Risks such as storms, fire, theft, and water damage are covered.

Workers' Compensation coverage, required by law for most Idaho businesses, pays for the medical expenses, rehabilitation, and income replacement for workers injured on the job or afflicted by work-related illnesses.

Commercial Auto Insurance, required by Idaho law for business vehicles, provides liability coverage for bodily injury and property damage. This policy can also protect your vans, trucks, or cars, insuring against collision damage or other risks, like floods, vandalism, or falling branches.

An Umbrella Insurance policy extends the liability coverage limits of other policies you've purchased for your Idaho business. Underlying policies, such as General Liability Insurance and Commercial Auto Insurance benefit from the additional protection provided by an umbrella policy.

Employment Practices Liability Insurance (EPLI) gives your Idaho business coverage against lawsuits due to wrongful termination, breach of contract, discrimination, harassment, and other employee-related issues.