Starting a business in Idaho opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your Idaho business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy Idaho requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.
General Liability Insurance protects your Idaho business against liability claims for property damage, bodily injury, such as slip and fall accidents, and personal injury, which are all common risks for businesses.
Commercial Property Insurance protects the physical assets of your Idaho business, including your building, equipment, machinery, supplies, and on-site inventory. Risks such as storms, fire, theft, and water damage are covered.
Workers' Compensation coverage, required by law for most Idaho businesses, pays for the medical expenses, rehabilitation, and income replacement for workers injured on the job or afflicted by work-related illnesses.
Commercial Auto Insurance, required by Idaho law for business vehicles, provides liability coverage for bodily injury and property damage. This policy can also protect your vans, trucks, or cars, insuring against collision damage or other risks, like floods, vandalism, or falling branches.
An Umbrella Insurance policy extends the liability coverage limits of other policies you've purchased for your Idaho business. Underlying policies, such as General Liability Insurance and Commercial Auto Insurance benefit from the additional protection provided by an umbrella policy.
General Liability Insurance is your Idaho business's first line of defense against common accidents and lawsuits that can happen in business, such as slips, falls, libel, or even property damage. Landlords and lenders usually require this coverage.
Vehicles used primarily for your Idaho business require a Commercial Auto Insurance policy. Personal auto insurance covers vehicles used for personal use but may cover limited business usage.
Costs for insuring your Idaho business vary based on risk, chosen coverages, and your coverage limits. Our online assessment tool is a great way to learn which coverages you'll need.
Some coverages are required by law in Idaho, possibly resulting in fines or other penalties if your business isn't compliant. Additional coverages, such as General Liability Insurance, help protect your business from financial loss due to common types of lawsuits.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
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