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Starting a business in Florida opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your Florida business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy Florida requirements with Workers Comp and Disability Insurance or know insurance is the only way to protect your finances, we’ve got you covered.
Buying General Liability Insurance is a good business decision. Well-known for its protection against slip and fall claims, it also covers damage to a third-party’s property, loss of data, failure to deliver promises, and accusations of libel or slander.
Property claims from fire, wind, and other unplanned events quickly add up in costs. Weather in sunny Florida is unpredictable during hurricane season making commercial property vital for your business.
Non-construction businesses are required to have Workers Comp when they employ 4 or more employees, and construction businesses need it with at least one employee. It pays employee medical and loss of wage expenses when they injure themselves at work.
If your business uses vehicles in any capacity you need Commercial Auto Insurance. It covers you when your business is found at fault for accidents, property damage, or injury from a vehicle accident.
Investing in health insurance for your employees shows that you value them and helps you keep great employees on board.
Every business is different. Insurance companies review services, experience, and policies to determine your risk for a claim to calculate insurance premiums.
Florida mandates two insurance coverages for businesses - Workers Comp and Business Auto Insurance. Check with the state insurance department for guidelines.
While it is not required by Florida, it is often required in other scenarios. Many contracts, property owners, and banks require businesses carry General Liability Insurance.
Florida requires businesses to carry $10,000 in property damage liability and personal injury protection. Before settling with these limits, you should discuss your risks with a licensed agent.
Workers Comp is required for any business with more than 4 employees and construction businesses with more than 1 employee.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business: