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Starting a business in Delaware opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your Delaware business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy Delaware requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.
If you own a business in Delaware, protect your business and personal assets from claims and settlements that could destroy your business. General Liability Insurance covers personal injury and bodily injury liability, property damage liability, legal defense, and judgments.
Commercial Property Insurance protects your building and its contents, including equipment, supplies, and inventory stored at covered locations. Common perils such as fire, theft, vandalism, and water damage are all covered by one policy.
Most Delaware businesses are required to carry Workers' Compensation coverage. This essential insurance policy provides income replacement, medical care, and rehabilitation in the event of work-related injuries.
Protect your Delaware business from losses due to an auto accident with Commercial Auto Insurance. Ensure that your vehicle and driver are covered as well as safeguarding you business against lawsuits due to bodily injury or property damage liability.
An Umbrella Insurance policy is designed to protect your Delaware business against major claims and lawsuits. It provides additional liability coverage above the limits of your underlying insurance policies, extending your protection.
If you have employees, you will need to carry Workers' Compensation in DE. There are some exceptions, such as for farm workers, in which case coverage is still a wise option.
In Delaware, you're required to carry Workers' Compensation coverage in most cases and Commercial Auto Insurance if your business operates vehicles. Other important coverages include General Liability Insurance.
A policy with a $1 million per occurence limit and $2 million agggregate limit is a common choice. Depending on your business exposure, you can often choose higher coverage limits.
Delaware requires that you carry $10,000 for property damage liability, $25,000 for bodily injury per person, and $50,000 for bodily injury per accident on your Commercial Auto Insurance policy.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business: