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Small Business Insurance in Delaware

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Frequently Asked Questions

Do I need to carry Workers Compensation in Delaware?

If you have employees, you will need to carry Workers' Compensation in DE. There are some exceptions, such as for farm workers, in which case coverage is still a wise option.

Do I need insurance for my business in Delaware?

In Delaware, you're required to carry Workers' Compensation coverage in most cases and Commercial Auto Insurance if your business operates vehicles. Other important coverages include General Liability Insurance.

How much General Liability Insurance is needed in Delaware?

A policy with a $1 million per occurence limit and $2 million agggregate limit is a common choice. Depending on your business exposure, you can often choose higher coverage limits.

I have several vehicles that I use to operate my business, what limits for Business Auto Insurance are needed in Delaware?

Delaware requires that you carry $10,000 for property damage liability, $25,000 for bodily injury per person, and $50,000 for bodily injury per accident on your Commercial Auto Insurance policy.

Are You Ready to Get Covered?

Prefer to speak with a CoverWallet consultant? Call

(646) 844-9933