Small Business Insurance in Connecticut

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Instantly Discover the Best and Most Affordable Protection Package for Your Business

    Save time by knowing the exact insurance policies intended for your business. There is no need to call multiple vendors because everything can be quoted for you in a matter of minutes.

  • Efficient, Easy and Reliable Assessment in the Comfort of Your Own Home or Office

    Using state of the art secured technology, our team of professional and highly experienced advisors can give you the best insurance package wherever and whenever you need it.

  • Run Your Business Legally by Meeting Connecticut State Insurance Requirements

    Choose from various insurance plans and operate as well as protect the interest of your trade in a legitimate way, while providing stable job opportunities for your employees.

  • Knowledgeable Support Team and Handy Online Access to Your Subscription Packages

    Our experienced customer service is available 24/7 to assist you anytime. Also, you have the authority to manage all your plans, policies, certificates and endorsements at your own convenience.

Coverage Plans for All Your Needs

Starting a business in Connecticut opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.

BASIC

Essential coverage for your Connecticut business

General Liability

From
29
Month
Instant quote »

Includes:

  • Bodily Injury
  • Damage to third party property
  • Personal Injury
Get BASIC plan

STANDARD

When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

From
39
Month
Instant quote »

All basic plan benefits and:

  • Lost business income
  • Loss or accidental damage to:
    • Business equipment
    • Valuable papers and records
Get STANDARD plan

PRO

When you also have at least one employee

General Liability + Property and Workers Compensation (WC)

From
39 *
Month

* Plus Workers Compensation

Instant quote »

All standard plan benefits and:

  • Coverage for work-related accidents and diseases and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery
    • Legal fees
Get PRO plan

CUSTOM

When you have specific requirements

Including Commercial Auto, Surety Bonds, Umbrella, etc

From
___
Month
Instant quote »
  • Choose your coverage

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Whether you’re looking to satisfy Connecticut requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.

General Liability

A versatile insurance for your business, General Liability offers diverse protection against accidents or negligence claims for which you are held accountable. From physical injury to property damages and even lawsuits, it gives every business owner peace of mind by knowing that they are protected.

Property Insurance

Designed to protect business-owned physical assets, including the building and contents, Property Insurance provides coverage against loss from fire, flood or earthquake along with theft and other man-made or natural disasters. It is applicable for every business, and it doesn’t matter whether you have owned or leased assets.

Workers Compensation

Required by the state of Connecticut, Workers' Compensation insurance is a must if you have one or more employees working under your business. Regardless of employment status, it covers medical expenses, rehabilitation costs and lost wages due to work-related accident or illness. And as the owner, it protects you from legal charges due to negligence.

Commercial Auto

Another policy required by Connecticut is Commercial Auto insurance. Just like your normal car insurance, it covers liability, collision and medical payments as a result of vehicular accident, only this time it has to be business related activities. Depending on the coverage, it may include protection for the vehicle, the passenger, affected parties and damaged properties.

Health Insurance

Regarded as an attractive benefit to employees, Health Insurance offers access to various medical and surgical treatments. Comprehensive health plans typically cover doctor visits, hospitalization, prescription drugs and other healthcare management. Although not required, keeping employees healthy is a noble priority and it helps sustain better work productivity.

Business Interruption

Also called Continuation Insurance, Business Interruption insurance protects your business from loss of income due to natural calamities and man-made disasters. It provides coverage for continuing expenses such as payroll and utility bills up until your business is able to resume normal operation.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Do I need insurance for my business in Connecticut?

Unavoidable circumstances and innocent mistakes always happen, and without insurance, your business is not protected from unforeseen challenges and financial breakdowns that might arise.

What will happen if I don’t buy insurance for my business in Connecticut?

Aside from the fact that there are policies required in Connecticut, running a business without insurance makes you at risk for paying undesirable expenses, e.g. legal fees and medical damages.

What do I need to get an insurance quote in Connecticut?

Requirements vary depending on the carrier, but most of the time completed application forms, business licenses and claims history are needed to provide an accurate quote for insurance.

What types of insurance do I need to buy in Connecticut?

Depending on your trade, risks and liabilities, every business is different. For starters, we recommend Workers' Compensation because it is required by most states, coupled with General Liability insurance.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
State of the Art Technology

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.

References for Small Businesses in Connecticut

Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:

Connecticut SBA District Office

280 Trumbull Street Second Floor, Hartford, Connecticut, 6103
Mon through Fri from 8:00 AM to 4:30 PM
(860) 240-4700
Visit the website

Connecticut Insurance Department

153 Market Street, 7th Floor, Hartford, Connecticut, 6103
Mon through Fri from 8:00 AM to 4:30 PM
(860) 297-3800
Visit the website

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