Small Business Insurance in Colorado

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • No lengthy consultations and time consuming discussions, get your Colorado business insured quickly and easily.

  • Get full coverage and eliminate unnecessary add-ons without leaving your home or office.

  • Meet Colorado state insurance requirements and help protect employees affordably.

  • Customize your coverage with our team of experienced, professional, and highly dedicated advisors.

Coverage Plans for All Your Needs

Starting a business in Colorado opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.


Essential coverage for your Colorado business

General Liability

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  • Bodily Injury
  • Damage to third party property
  • Personal Injury


When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

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All basic plan benefits and:

  • Lost business income
  • Loss or accidental damage to:
    • Business equipment
    • Valuable papers and records


When you also have at least one employee

General Liability + Property and Workers Compensation (WC)

39 *

* Plus Workers Compensation

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All standard plan benefits and:

  • Coverage for work-related accidents and diseases and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery
    • Legal fees


When you have specific requirements

Including Commercial Auto, Surety Bonds, Umbrella, etc

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  • Choose your coverage


We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Whether you’re looking to satisfy Colorado requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

How much does business insurance cost in Colorado?

Insurance premiums are calculated depending on the types of coverage selected, the coverage limits you've selected, the size of your business, and other factors that are unique to your business and help insurers undertand the risks for your Colorado business.

What do I need to get a business insurance quote in Colorado?

To get a quote on Colorado business insurance, you'll need to provide details about the parts of your business you are insuring. Commercial Auto Insurance will require details on the vehicles you're insuring. Business Liability Insurance will require details on what your business does or sells. Claims history and revenue history will also be required.

How can I lower my business insurance premiums in Colorado?

Colorado business insurance rates are based on unique risks and chosen coverage limits. Our experts can advise you if there are any specific causes for higher rates and if steps can be taken to lower risk or premiums. Additionally, choosing a higher deductible can often lead to lower premiums.

What type of insurance do I need to buy in Colorado?

Your coverage needs might be simple, or more complex, depending on your unique business. Most Colorado businesses need Workers' Compensation coverage. Commercial Auto Insurance is also required if your business operates cars or trucks. Beyond state required coverage, Business Liability Insurance is a common starting point, with additional coverage customized from there.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Honest and Transparent

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Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

Endless Experience!

We are proud to be part of Aon, the leading global professional services firm providing advice and solutions in Risk, Retirement and Health. With us, you’re in good hands!

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.

References for Small Businesses in Colorado

Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:

Colorado SBA District Office

721 19th Street Suite 426 , Denver, Colorado, 80202
Mon through Fri from 8:00 AM to 4:30 PM
Visit the website

Insurance Division Colorado Department of Regulatory Agencies

1560 Broadway, Suite 850, Denver, Colorado, 80202
Mon through Fri from 8:00 AM to 5:00 PM
Visit the website