Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
Covers your products, materials and equipment that are transported over land (truck or train), or while they're in a warehouse. If involved in a collision, mishandling or cargo theft, Inland Marine Insurance covers the transported goods.
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
How much General Liability insurance is required in Arkansas?
Your liability insurance depends on your business, resources and the services you offer. A good rule of thumb is around $500,00 to $1 million.
Is there a way to lower my insurance premiums in Arkansas?
Ask your agent for suggestions on how to lower the rates and premiums. There may be options that could reduce the cost of the insurance.
Is $10,000 enough for a Business Insurance in Arkansas?
There is no right or wrong amount. The price of business insurance varies as there are various criteria to calculate business premiums.
What if I don't buy an insurance in Arkansas?
Your insurance is designed to protect you from financial risk. Not only that you violate AR insurance laws, but you are also at risk of financial losses through lawsuits and medical claims.
Guide to commercial insurance by state
Insurance laws and requirements may vary state by state. Click on your state to discover the insurance you will need for your small business: