Small Business Insurance in Arizona

Every business needs this insurance as either your clients, employees or contractors can experience an accident or a lawsuit. General Liability insurance covers settlements, legal defense cost and judgments in cases where you are sued.

When you own and operate a business, Commercial Property insurance is a must. This insurance covers most of the physical properties you have in your business. It helps your business recover quickly after a property damage or loss.

Your priority is the safety of employees at work. When employees get injured or become ill on the job it's your responsibility to keep them well. Without Workers' Compensation medical expenses and lost wages will come out of your pocket. It's mandatory and highly recommended for all employers in most states.

Business Auto Insurance is a requirement for businesses that use cars, trucks and other vehicles to operate the business. This insurance helps with the cost of repairing or replacing the vehicle that is within the coverage of the insurance policy.

Cyber Liability insurance covers business liability that involves internet-based risks. It keeps your business from facing a hefty fee and legal expenses in cyber liability cases like data breaches, hacking incidents and network failures.

Your typical Commercial Liability insurance won't cover everything. Your business might end up incurring unexpected costs. Umbrella Insurance offers an additional level of financial security. It is designed to help protect your business from major claims and lawsuits, and helps protect your assets in the future.