Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Cyber Liability Insurance protects you from the theft of sensitive data. If you suffer a data breach or software attack, Cyber Liability Insurance will cover the costs of notifying and restoring affected customers, recovering data and repairing security systems.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
Umbrella Policy adds an extra layer of protection to professionals if a serious event or cumulative claims exhaust your current policy limits. It also covers you for events that would otherwise be excluded from your other policies.
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
How much does a Business Insurance cost in Arizona?
Businesses aren't created equal. Depending on your business, insurance premiums vary so its best to discuss your insurance with a licensed expert.
How can I lower my Business Insurance premium in Arizona?
Ask your insurance provider if they offer discounts for insurances. It may be possible to get discounts on implement loss control services or safety procedures to minimize risks.
Why do you need Business Insurance in Arizona?
In an event of a lawsuit or a liability claim without insurance your business will go down the drain fast. Even if you win the suit, your business could go bankrupt due to the cost of legal defense.
Do you need both General Liability Insurance and Professional Liability insurance in Arizona?
While a General Liability insurance is mandatory, you'll need Professional Liability only if you provide services to others like for example offering a legal advice to your customers.
Guide to commercial insurance by state
Insurance laws and requirements may vary state by state. Click on your state to discover the insurance you will need for your small business: