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Starting a business in Alabama opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your Alabama business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy Alabama requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.
General Liability insurance is a wise choice for every business, covering both bodily injury and property damage liability. This coverage helps to protect your business against lawsuits, such as customer slip and fall claims or damage caused to the property of others.
Commercial Property Insurance protects your Alabama business property, including your building and its contents, against theft, fire, and other causes of damage or loss. Many lenders require this coverage for financing approval.
If a worker is injured on the job, Workers Compensation coverage pays toward the medical expenses and wage replacement for the injured worker. This coverage is mandatory for most businesses in Alabama that have 5 or more employees.
When you use a vehicle in your Alabama business, a Commercial Auto Insurance policy is required. This insurance can cover the cost of the repair or replacement of the vehicle in the event of an accident as well as provide liability coverage.
Invest in your employees by providing them with Health Insurance coverage and stay competitive as an employer. Health insurance helps to cover employees' routine medical expenses, surgeries, and other healthcare needs.
Insurance cost varies depending on the type of business, business size, and which specific types of insurance you Alabama business requires. Discuss your business' needs with our licensed insurance experts or try our Online Insurance Advisor to quickly determine your coverage needs.
If you employ more than four employees, part-time or full-time, Workers' Compensation coverage is required for most businesses in Alabama. Coverage is optional for certain types of employees, including casual employees or employees of municiplities having a population of less than 2,000 people.
The coverage you'll need depends on your business. Workers Compensation coverage is required for most Alabama businesses with more than 4 employees. You'll probably also want to consider Business Liability Insurance. If your business operates cars or trucks, you'll need Commercial Auto Insurance as well.
Without insurance, the risk of any uninsured loss falls to your business. A single liability lawsuit can be a financial burden for years or even force a closure. Some types of insurance, such as Workers' Compensation and Commercial Auto Insurance, are also required by law for many businesses.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business: