Small Business Insurance in Alabama

Insurance cost varies depending on the type of business, business size, and which specific types of insurance you Alabama business requires. Discuss your business' needs with our licensed insurance experts or try our Online Insurance Advisor to quickly determine your coverage needs.

If you employ more than four employees, part-time or full-time, Workers' Compensation coverage is required for most businesses in Alabama. Coverage is optional for certain types of employees, including casual employees or employees of municiplities having a population of less than 2,000 people.

The coverage you'll need depends on your business. Workers Compensation coverage is required for most Alabama businesses with more than 4 employees. You'll probably also want to consider Business Liability Insurance. If your business operates cars or trucks, you'll need Commercial Auto Insurance as well.

Without insurance, the risk of any uninsured loss falls to your business. A single liability lawsuit can be a financial burden for years or even force a closure. Some types of insurance, such as Workers' Compensation and Commercial Auto Insurance, are also required by law for many businesses.