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Sole proprietors and owner-operators are exempt from Workers' Compensation coverage requirements in Wisconsin and are not considered to be employees, but may elect to cover themselves as employees. In most cases, workers employed by a sole proprietor must have Workers' Compensation coverage in Wisconsin.
Workers' Compensation coverage in Wisconsin is available through insurance agents or brokers who are licensed to sell commercial insurance within the state. Online insurance portals, such as CoverWallet, provide a valuable resource for business insurance by offering not just Workers' Compensation coverage but also other key insurance coverages for your business.
Rates for Workers' Compensation coverage vary for each business depending upon the industry type, your business's safety and claims record, and your payroll. Wisconsin uses an independent bureau to help determine rates according to the risk in each industry. CoverWallet can provide a quote for your business.
Wisconsin Workers' Compensation insurance provides coverage for medical costs due to a work-related injury or occupational illness. Temporary disability benefits are available as well, providing up to two-thirds of pre-disability wages if you are temporarily unable to work due to a workplace injury.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
The content provided on this page is intended for general information purposes only and is not represented to be error free nor is it intended to constitute an offer, inducement, promise or contract of any kind for you to rely upon. The information and data linked to by CoverWallet are provided as a courtesy and are not intended to nor do they constitute an endorsement by CoverWallet of the linked materials. To get accurate information for your business and industry we recommend you to contact a licensed insurance agent or attorney.