Workers Compensation Wisconsin

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Wisconsin Workers Compensation at a Glance

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Frequently Asked Questions

What if I am self-employed in Wisconsin? Do I need Workers' Compensation?

Sole proprietors and owner-operators are exempt from Workers' Compensation coverage requirements in Wisconsin and are not considered to be employees, but may elect to cover themselves as employees. In most cases, workers employed by a sole proprietor must have Workers' Compensation coverage in Wisconsin.

Where can I buy Workers' Compensation in Wisconsin?

Workers' Compensation coverage in Wisconsin is available through insurance agents or brokers who are licensed to sell commercial insurance within the state. Online insurance portals, such as CoverWallet, provide a valuable resource for business insurance by offering not just Workers' Compensation coverage but also other key insurance coverages for your business.

How Much Does Wisconsin Workers' Compensation Cost?

Rates for Workers' Compensation coverage vary for each business depending upon the industry type, your business's safety and claims record, and your payroll. Wisconsin uses an independent bureau to help determine rates according to the risk in each industry. CoverWallet can provide a quote for your business.

What Does Wisconsin Workers' Compensation Cover?

Wisconsin Workers' Compensation insurance provides coverage for medical costs due to a work-related injury or occupational illness. Temporary disability benefits are available as well, providing up to two-thirds of pre-disability wages if you are temporarily unable to work due to a workplace injury.

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References for Workers Compensation in Wisconsin

Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:

State of Wisconsin Department of Workforce Development

201 E Washington Avenue, Madison, Wisconsin, 53703
Mon through Fri from 8:00 AM to 5:00 PM
Visit the website

Wisconsin Office of the Commisioner of Insurance

125 S Webster St, Madison, Wisconsin, 53703
Mon through Fri from 8:00 AM to 4:30 PM
Visit the website

The content provided on this page is intended for general information purposes only and is not represented to be error free nor is it intended to constitute an offer, inducement, promise or contract of any kind for you to rely upon. The information and data linked to by CoverWallet are provided as a courtesy and are not intended to nor do they constitute an endorsement by CoverWallet of the linked materials. To get accurate information for your business and industry we recommend you to contact a licensed insurance agent or attorney.