Workers Compensation Texas

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Texas Workers Compensation at a Glance

  • Workers’ Compensation Requirements in Texas

  • Texas Workers’ Compensation exceptions

  • Inform your employees about your coverage status

  • Avoid Workers’ Compensation fines in Texas

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

How much are Workers' Compensation benefits in Texas?

In Texas, temporary income paid by Workers' Compensation coverage is 70% of the worker’s earnings, with workers who earn less than $10 per hour compensated at a rate of 75% of their earnings. In all cases, there is a cap on temporary income amounts which changes annually.

Where Can Texas Employers Purchase Workers' Compensation?

Texas employers can purchase Workers' Compensation coverage locally or through an online vendor, such as CoverWallet, which provides expert guidance and the ability to bundle Workers' Compensation coverage with other essential insurance coverages. Texas Mutual Insurance company provides an additional option for Workers' Compensation coverage as the state fund for Texas.

What percentage of salary is paid on Workers' Compensation in Texas?

Texas law provides temporary income for disability due to work-related injuries at a rate 70% of the worker's earnings. Workers earning less than $10 per hour are compensated at a rate of 75%. Workers' Compensation income benefits are subject to a cap which can affect higher-income earners.

What does it mean that Texas is state funded?

To help ensure the availability of coverage, many states offer a separate insurer specifically to provide Workers' Compensation coverage or similar coverages. In Texas, Texas Mutual Insurance Company serves this role, providing coverage for about 40% of Texas's Workers' Compensation market.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
Endless Experience!

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

Endless Experience!

We are proud to be part of Aon, the leading global professional services firm providing advice and solutions in Risk, Retirement and Health. With us, you’re in good hands!

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.

References for Workers Compensation in Texas

Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:

Texas Department of Insurance

7551 Metro Center Drive, Suite 100 , Austin, Texas, 78744
Mon through Fri from 8:00 AM to 5:00 PM
Visit the website

Texas Department of Insurance

333 Guadalupe, Austin, TX, 78701
Mon through Fri from 8:00 AM to 5:00 PM
Visit the website

The content provided on this page is intended for general information purposes only and is not represented to be error free nor is it intended to constitute an offer, inducement, promise or contract of any kind for you to rely upon. The information and data linked to by CoverWallet are provided as a courtesy and are not intended to nor do they constitute an endorsement by CoverWallet of the linked materials. To get accurate information for your business and industry we recommend you to contact a licensed insurance agent or attorney.