Workers Compensation South Carolina

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South Carolina Workers Compensation at a Glance

  • Requirements for South Carolina Workers’ Compensation

  • Exceptions to Workers’ Compensation requirements in South Carolina

  • Inform your employees about your Workers’ Compensation coverage

  • Gain a competitive advantage by offering Workers’ Compensation coverage

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Frequently Asked Questions

Where Can I Buy South Carolina Workers’ Compensation Insurance?

Employers in South Carolina can purchase Workers' Compensation coverage through traditional agents or brokers or through online providers such as CoverWallet, which can customize a package of essential coverages for your business. South Carolina also provides a state fund, the South Carolina State Accident Fund, which provides Workers' Compensation coverage as an alternative to open market providers.

South Carolina is a "no-fault" system. What does that mean?

In a no-fault Workers' Compensation system, as is the case in most states, Workers' Compensation benefits are available for qualified workplace injuries or occupational illnesses regardless of who was at fault. This means that an employee who was injured who did not follow safety guidelines won't be denied coverage benefits.

Who is covered under South Carolina Workers' Compensation Insurance?

With very few exceptions, all employees in South Carolina are covered by South Carolina's Workers' Compensation Act. In most cases where there are exceptions, such as with railroad workers, these workers are covered for workplace injuries and illnesses under a separate type of policy.

How is Workers' Compensation calculated in South Carolina?

Workers' Compensation in South Carolina offers a provision for temporary income for injured workers who are unable to work. The compensation rate is 66% based on the employee's average weekly wages and is subject to minimum and maximum compensation rates as determined by the state.

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References for Workers Compensation in South Carolina

Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:

South Carolina Workers' Compensation Commission

1301 Gervais Street, Suite 710, Columbia, South Carolina, 29201
Mon through Fri from 8:00 AM to 5:00 PM
Visit the website

South Carolina Department of Insurance

1201 Main St. Suite 1000, Columbia, South Carolina, 29201
Mon through Fri from 8:00 AM to 5:00 PM
Visit the website

The content provided on this page is intended for general information purposes only and is not represented to be error free nor is it intended to constitute an offer, inducement, promise or contract of any kind for you to rely upon. The information and data linked to by CoverWallet are provided as a courtesy and are not intended to nor do they constitute an endorsement by CoverWallet of the linked materials. To get accurate information for your business and industry we recommend you to contact a licensed insurance agent or attorney.