Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.
North Carolina requires Workers' Compensation coverage for most employers that employ three or more employees. However, sole proprietors, members of LLCs, and partners are not automatically counted as employees and can choose to be covered at their discretion.
In North Carolina, Workers' Compensation insurance pays for approved medical treatment that may be required due to a work-related injury or occupational illness. North Carolina Workers' Compensation also provides income replacement for lost wages due to temporary disability caused by a workplace injury. Job retraining may be available if the injured worker is unable to return to their previous job.
Employers in North Carolina can purchase Workers' Compensation coverage through agents or brokers or through online portals like CoverWallet, which can also provide additional insurance policy types for your business. North Carolina does not have a state fund for Workers' Compensation but the state does provide a high-risk pool which can help to place coverage for high-risk businesses.
Similar to in other states, Workers' Compensation rates in North Carolina are determined by a number of factors, including the type of industry, your company's claim history, and your payroll totals. CoverWallet’s team can give you a quote on Workers' Compensation coverage and other essential insurance coverages for your business.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.
No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more
Get CoverWallet »Understand in 10 seconds what type of insurance your industry needs, and why
Insurance Assessment »
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
The content provided on this page is intended for general information purposes only and is not represented to be error free nor is it intended to constitute an offer, inducement, promise or contract of any kind for you to rely upon. The information and data linked to by CoverWallet are provided as a courtesy and are not intended to nor do they constitute an endorsement by CoverWallet of the linked materials. To get accurate information for your business and industry we recommend you to contact a licensed insurance agent or attorney.
Leave your email so that your quotes will be sent directly to your inbox.
We won't spam you, we hate it too.
Your privacy is important to us. Learn more
Thanks! We will now guide you through our online application. It only takes a few minutes.
