New York Workers Compensation

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

New York Workers Compensation at a Glance

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Get a free quote, all you need to enter is your zip code to get started.

Or call (646) 844--9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

In New York, can an employee be fired while he is on Workers' Compensation?

In New York, an employer can fire an employee while receiving Workers' Compensation. However, the dismissal cannot be in violation of the Family Medical Leave Act, nor can the reason for dismissal be due to filing a Workers' Compensation claim or for being a witness in another person's claim.

What does it mean that New York is state funded?

New York State has a not-for-profit insurance agency, the New York State Insurance Fund (NYSIF). The NYSIF competes with other insurers but only provides coverage for Workers' Compensation and disability benefits.

How much does Workers' Compensation insurance cost in New York?

Workers' Compensation rates are dependent on the type of work an employee does and the payroll for that employee. Office workers may cost less to insure than construction workers, for example, due to the risk of injury associated with each role.

How do you calculate Workers' Compensation benefits in New York?

In New York, if you miss more than 7 days due to a work-related injury, you can receive compensation of up to two-thirds of your typical wages. The exact percentage is determined by a medical exam wherein your treating doctor assigns a disability percentage, ranging from 0% to 100%.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
State of the Art Technology

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

Are you ready to get down to business?

Enter your zipcode to get started or call (646) 844--9933 anytime.

References for Workers Compensation in New York

Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:

New York State Workers' Compensation Board

328 State Street, Schenectady, New York, 12305
Mon through Fri from 8:30 AM to 4:30 PM
Visit the website

NY Department of Financial Services

1 State St, New York, NY 10004
Mon through Fri from 8:30 AM to 4:30 PM
Visit the website

The content provided on this page is intended for general information purposes only and is not represented to be error free nor is it intended to constitute an offer, inducement, promise or contract of any kind for you to rely upon. The information and data linked to by CoverWallet are provided as a courtesy and are not intended to nor do they constitute an endorsement by CoverWallet of the linked materials. To get accurate information for your business and industry we recommend you to contact a licensed insurance agent or attorney.