Maryland Workers Compensation

Maryland Workers Compensation at a Glance

• Maryland Workers’ Compensation Rules and Requirements

  Maryland requires nearly every employer in the state, with very few exceptions, to carry Workers' Compensation coverage to protect its employees. Employers with one or more employee are required to carry coverage.

• Workers’ Compensation exceptions for Maryland State

  A sole proprietor is excluded from Maryland's Workers’ Compensation compulsory coverage. However, a sole proprietor can elect to be covered by Workers’ Compensation as an employee. Some agricultural workers and owner-operators of tractor trailers may also be exempt from this requirement.

• Understand your obligations for Maryland Workers’ Compensation

  Maryland employers that provide Workers’ Compensation for their employees must post a notice that explains coverage for injured employees. Additionally, employers must report any accidents that result in a disability for a period of more than 3 days. This report must be sent to the state as well as your insurance carrier.

• Avoid Workers’ Compensation related fines in Maryland

  Employers that do not carry Workers' Compensation coverage when required in Maryland may be subject to a fine of up to $10,000. If the employer is a corporation, the officers of the corporation may be liable for the fine.