Workers Compensation Louisiana

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Louisiana Workers Compensation at a Glance

  • Louisiana Workers’ Compensation Requirements

  • Exceptions for Workers’ Compensation requirements in Louisiana

  • Assure your employees that they have Workers’ Compensation coverage

  • Avoid penalties and fines related to Louisiana Workers’ Compensation

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Frequently Asked Questions

What if I am self-employed in Louisiana? Do I need Workers' Compensation?

Sole proprietors in Louisiana can choose to exclude themselves from Workers' Compensation coverage. The employees of sole proprietors, however, must be covered by Workers' Compensation in most cases. Business owners and certain officers of the company can also be excluded, provided they own at least 10% of the business.

Where can I buy Workers' Compensation in Louisiana?

The Louisiana Workers’ Compensation Corporation is the state fund for Workers' Compensation coverage in Louisiana, commonly used for businesses that find difficulty securing coverage in the private market. For most businesses, Workers' Compensation coverage can be purchased through insurance agents or brokers licensed to sell business insurance in the state. The CoverWallet team can also help you to purchase Workers' Compensation coverage as well as other essential insurance coverages for your business.

How Much Does Louisiana Workers' Compensation Cost?

Rates for Workers' Compensation coverage in Louisiana vary by industry type and are also affected by other factors. Louisiana uses rating data from the National Council on Compensation Insurance to provide uniform class codes based on industry type. The claim and safety history for your business, as well as your payroll, also play roles in calculating your Workers' Compensation insurance rate. CoverWallet can give you a quote.

What Does Louisiana Workers' Compensation Cover?

Workers' Compensation coverage in Louisiana covers medical care for injured workers, wage replacement, vocational rehabilitation services, and death benefits in the event of work-related fatalities. The coverage is specifically designed to pay for expenses associated with workplace injuries or occupational illnesses.

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References for Workers Compensation in Louisiana

Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:

Louisiana Workforce Commission

1001 N. 23rd Street , Baton Rouge, Louisiana, 70802
Mon through Fri from 8:00 AM to 5:00 PM
Visit the website

Louisiana Department of Insurance

1702 N. Third Street, Baton Rouge, Louisiana, 70802
Mon through Fri from 8:00 AM to 5:00 PM
Visit the website

The content provided on this page is intended for general information purposes only and is not represented to be error free nor is it intended to constitute an offer, inducement, promise or contract of any kind for you to rely upon. The information and data linked to by CoverWallet are provided as a courtesy and are not intended to nor do they constitute an endorsement by CoverWallet of the linked materials. To get accurate information for your business and industry we recommend you to contact a licensed insurance agent or attorney.