Illinois Workers Compensation

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Illinois Workers Compensation at a Glance

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Frequently Asked Questions

How much does Workers' Compensation pay employees in Illinois?

Workers' Compensation temporary disability benefits pay 66% of the worker's average weekly income, up to a maximum amount set by the state which is updated every 6 months. Temporary disability benefits are available through Workers' Compensation once an employee has missed 3 days of work.

How much is Workers' Compensation in Illinois?

Rates for Workers Compensation in Illinois vary based on the type of industry, safety record, and the payroll. Employers in higher risk industries can pay higher rates. However, because other factors such as claims history and payroll are considered, similar types of businesses can pay different rates. CoverWallet’s team can help you with a quote.

Where Do Illinois Employers Purchase Workers' Compensation?

Employers in Illinois can purchase coverage for Workers' Compensation locally or online through a portal such as CoverWallet, which can provide Workers' Compensation coverage as well as other types of policies essential to Illinois businesses.

What does it mean that Illinois is state funded?

About half of all states make available a separate insurance fund for Workers' Compensation coverage, which usually competes with private insurers in the market and often becomes the insurer of last resort for difficult-to-place coverage. Currently, Illinois does not offer a state fund. However, pending legislation may change that status in the future.

What does Illinois Workers' Compensation require of employers?

If an employee is injured on the job and misses more than 3 days of work, the employer is required to report the accident to the Workers’ Compensation Commission. A notice explaining what to do in the event of a work-injury should be posted in a conspicuous area in the workplace.

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References for Workers Compensation in Illinois

Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:

Illinois Workers' Compensation Commission

100 W Randolph St Suite 8-200 , Chicago, Illinois, 60601
Mon through Fri from 8:00 AM to 5:00 PM
Visit the website

Illinois Department of Commerce

100 W. Randolph Street, Suite 3-400, Chicago, IL, 60601
Mon through Fri from 8:30 AM to 5:30 PM
Visit the website

The content provided on this page is intended for general information purposes only and is not represented to be error free nor is it intended to constitute an offer, inducement, promise or contract of any kind for you to rely upon. The information and data linked to by CoverWallet are provided as a courtesy and are not intended to nor do they constitute an endorsement by CoverWallet of the linked materials. To get accurate information for your business and industry we recommend you to contact a licensed insurance agent or attorney.