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Workers Compensation Georgia

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Georgia Workers Compensation at a Glance

Frequently Asked Questions

Do Sole Proprietors need Workers' Compensation in Georgia?

Partners and sole proprietors in Georgia are not automatically considered to be employees, which excludes them from Workers' Compensation requirements. However, partners or sole proprietors can choose to be covered as employees, which entitles them to the same Workers' Compensation benefits available to other employees.

How Much Does Georgia Workers’ Compensation Insurance Cost?

In Georgia, as in other states, Workers' Compensation rates vary depending on the type of work performed by an employee and your company’s accident or claim history, as well as your payroll. Businesses in lower risk industries can generally expect lower rates, assuming a favorable safety history.

Where can I buy Workers' Compensation in Georgia?

Georgia employers can purchase required Workers' Compensation coverage through agents or brokers licensed to sell business insurance in the state. Online portals, such as CoverWallet, also provide a valuable resource to easily get rates for Workers' Compensation coverage as well as other important types of insurance coverage.

What is covered by Workers' Compensation in Georgia?

Workers' Compensation benefits in Georgia pay for approved medical expenses due to work-related injuries or occupational illnesses. Rehabilitative benefits are also provided, as is partial income replacement for lost wages due to temporary disability.

Are You Ready to Get Covered?

Prefer to speak with a CoverWallet consultant? Call

(646) 844-9933