Partners and sole proprietors in Georgia are not automatically considered to be employees, which excludes them from Workers' Compensation requirements. However, partners or sole proprietors can choose to be covered as employees, which entitles them to the same Workers' Compensation benefits available to other employees.
In Georgia, as in other states, Workers' Compensation rates vary depending on the type of work performed by an employee and your company’s accident or claim history, as well as your payroll. Businesses in lower risk industries can generally expect lower rates, assuming a favorable safety history.
Georgia employers can purchase required Workers' Compensation coverage through agents or brokers licensed to sell business insurance in the state. Online portals, such as CoverWallet, also provide a valuable resource to easily get rates for Workers' Compensation coverage as well as other important types of insurance coverage.
Workers' Compensation benefits in Georgia pay for approved medical expenses due to work-related injuries or occupational illnesses. Rehabilitative benefits are also provided, as is partial income replacement for lost wages due to temporary disability.
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Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
The content provided on this page is intended for general information purposes only and is not represented to be error free nor is it intended to constitute an offer, inducement, promise or contract of any kind for you to rely upon. The information and data linked to by CoverWallet are provided as a courtesy and are not intended to nor do they constitute an endorsement by CoverWallet of the linked materials. To get accurate information for your business and industry we recommend you to contact a licensed insurance agent or attorney.
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