Georgia Workers Compensation

Georgia Workers Compensation at a Glance

• Requirements for Georgia Workers’ Compensation

  Most employers with three or more employees in Georgia are required to carry workers compensation coverage to protect employees in the event of a work-related injury or illness. Corporate officers and members of limited liability companies are automatically considered to be employees in Georgia but may choose to exempt themselves from coverage. Sole proprietors and partners are not considered employees but may choose to be covered.

• Exceptions for Workers’ Compensation in Georgia

  A sole proprietor or a partner in a Georgia business is not automatically considered to be an employee. However, sole proprietors or partners can elect coverage for themselves as an employee by notifying their insurer.

• Be sure employees are aware of Workers’ Compensation coverage

  Georgia employers are required to post a notice reflecting coverage and post the State Board of Workers’ Compensation Bill of Rights for the Injured Worker conspicuously in a common area. Work-related injuries resulting in 7 or more days of lost work time must be reported to the state.

• Avoid penalties related to Georgia Workers’ Compensation

  Failure to carry Workers' Compensation coverage as required in Georgia can result in civil or criminal penalties of up to $10,000 per violation, as well as the possible imprisonment of up to 12 months. Employers without coverage can also be held liable for the cost of coverage, including medical expenses and lost wage benefits.