In Connecticut, businesses with one or more full or part-time employee, or even contract employees, are required to carry Workers' Compensation coverage. Sole proprietors or single member LLC members without employees do not need to purchase Workers' Compensation coverage but may choose to cover themselves as an employee.
Employers in Connecticut can purchase Workers' Compensation coverage through insurance agents or brokers licensed to sell commercial insurance in the state. Online insurance portals such as CoverWallet can also help you purchase Workers' Compensation and other important insurance policies for your business.
Workers' Compensation coverage in Connecticut uses classification codes from the National Council on Compensation Insurance (NCCI) as one of the primary factors in determining rates according to industry type. The safety and claims history of your business is also considered, along with your payroll to determine a rate based on risk and the potential cost of temporary income replacement for injured workers. CoverWallet can provide you with a quote.
The Connecticut Workers' Compensation Act provides medical care and survivor benefits for employees who suffer work-related injuries or occupational illnesses. Workers' Compensation coverage in Connecticut also provides temporary income to replace lost wages due to a work-related injury.
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Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
The content provided on this page is intended for general information purposes only and is not represented to be error free nor is it intended to constitute an offer, inducement, promise or contract of any kind for you to rely upon. The information and data linked to by CoverWallet are provided as a courtesy and are not intended to nor do they constitute an endorsement by CoverWallet of the linked materials. To get accurate information for your business and industry we recommend you to contact a licensed insurance agent or attorney.
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