Professional, Scientific and Technical Services Insurance

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Who in the Professional, Scientific & Technical Services Industry Needs Insurance?

You’ll fall into the industry of Professional, Scientific and Technical Services if you provide any of the following services:

  • Building Inspection Services
  • Photography Studios, Portrait
  • Computer Systems Design & Programming Services
  • Tax Preparation & Accounting Services
  • Offices of Lawyers & Other Legal Services
  • Engineering Services
  • Interior Design Services
  • Graphic Design Services
  • Advertising Agencies
  • Architectural Services
  • Landscape Architectural Services
  • Translation and Interpretation Services

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What insurance do you need if you work in the Professional, Scientific & Technical Services?

Frequently Asked Questions

How much does insurance cost when providing Professional, Scientific & Technical services?

Every company within this industry will find that insurance costs depend on both the size and type of business. Insurance costs will vary greatly due to these factors. Determining the exact amount you pay in premiums for each type of insurance policy may also come down to the specific type of business that your run, whether you do business with public or private entities, your total number of clients and even your annual revenue.

What risks of property damage are involved when providing Professional, Scientific & Technical services?

This industry is so broad that there is a good chance that the type of risks a business or professional might incur will not be the same from one business to the next. Some common concerns do exist, including the risk of damaging the property of others while performing a service or having a customer receive an injury within your place of business.

These common concerns are typically aided by the purchase of a General Liability Insurance policy. However, there are more uncommon concerns that are sometimes either unique to a service, or more likely with certain services.

What are the risks of cyber crime when providing Professional, Scientific & Technical services?

Those working in professional services are more likely to be the victims of cybercrimes. Hack attacks on major business servers are on the rise, with hackers specifically targeting businesses that house credit card data, social security numbers and personally-identifying information.

Nothing short of reverting to keeping all records only on paper can fully prevent such attacks from occurring. Even the federal government has suffered from cyber issues. Cyber Liability Insurance is designed to help with this kind of risk.

What are the risks when dealing with chemicals in the Professional, Scientific & Technical industry?

Scientific services can include careers such as chemical engineering and petroleum scientists; risks can sometimes involve dealing with chemicals or other materials that could be harmful. This can be a huge risk to those working with these materials. Technical services similarly can involve a lot of risk to personal injury.

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