Do you really need a Wedding Event Insurance?

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Everybody wants a perfect wedding day. The flowing, shimmering gown, the sleek, handsome tuxedo, sparkling rings, fairytale-like venue, sumptuous food, generous gifts, happy guests and, above all, precious memories. From walking down the aisle to dancing the night away, every one of us dreams of having a beautiful nuptial ceremony.

But disasters do happen, and when uncontrollable situations take place, this once-in-a-lifetime occasion may suddenly turn into a disastrous moment. Luckily, there’s Wedding Event Insurance to keep you protected should the unthinkable happen. But, do you need this special insurance coverage?

What is Wedding Event Insurance?

Think about ruining your wedding dress due to a spilled glass of wine. Or having one of your immediate family members getting sick, thus unable to attend the event. Worst, your venue was damaged by a recent disaster caused by fire. Things like this can devastate your big day along with the investments you’ve made for that special occasion.

This is where Wedding Liability Insurance comes to the rescue. It is a particular type of policy that protects soon-to-be couples from uncontrollable circumstances. It provides coverage against financial losses should the wedding ceremony gets canceled or postponed. Wedding Event insurance helps pay for damages incurred or reimburses expenses made such as deposits for the venue, caterer and other services related to the ceremony.

Why Should I get Wedding Liability Insurance?

There are many instances where Wedding Event insurance becomes extremely important. Consider these real-life scenarios:

Example 1

  • Young couple Kirsten and Jamie spend months preparing for their wedding. A day before the occasion, a massive ice storm covers the area including the ceremonial venue. Left without an option, both Kirsten and Jamie decided to cancel the event. If there is a Wedding Event insurance policy in place, the couple can reimburse all expenses incurred including the invitation, cake, floral arrangements, rented gowns, car service, catering and all other deposits made for the occasion.

Example 2

  • Traveling from a different state, the bride’s father Mr. Smith got into an accident just before the wedding. Physically injured and unable to travel, the bride and groom want their wedding to be postponed and moved to another date until Mr. Smith recovers.

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How Much Does Wedding Event Insurance Cost?

Depending on the amount of coverage, wedding insurance cost anywhere from $155 to $550. A basic policy often includes fundamental elements such as videos, photos, attire, rings, presents and monetary deposits. For a more comprehensive coverage with accidental claims of up to $1,000,000, one can add a General Liability Insurance policy that usually starts at $185.

Business Insurance

Running a business is challenging enough without having to worry about lawsuits, employee injuries or property damage. Having the right insurance gives you the peace of mind to focus on what matters - running your business.

The coverage you need depends on the type of business you run. A restaurant owner needs to be covered against customers possibly getting food poisoning while an accountant needs to be covered against calculation errors. CoverWallet's intelligent assessment system will identify the insurance you need based on your specific business, get you a policy that fits your budget, and do it all in less time than you think.

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