What type of business should consider Food Vendor Insurance?
The food business is so broad that there are different types of services within the industry. Depending on the nature of your business, there’s an insurance program applicable for your type of business. It’s best to consult with your insurance company about the different liability policies that will suit your business.
Vendor Liability Insurance
This policy protects you against claims and lawsuits that might arise from public events. It helps pay for legal defense costs, settlement claims, bodily injury, and property damage expenses resulting from the incident. This business insurance is applicable for food kiosks and food stalls doing business at trade shows, conventions, fairs, festivals, exhibits, flea markets, and similar venues.
Food Truck Insurance
Another type of insurance specifically made for mobile vendors such as food trucks is food truck insurance. This coverage applies to claims related to your day to day operations. Usually, it provides coverage for slip and fall accidents, illnesses caused by your food, and equipment loss.
General Liability Insurance
For those who want a flexible insurance program that provides basic coverage, General Liability insurance is an excellent choice. It helps pay for bodily injury, property damage, and personal injury claims resulting from your food business. The degree of coverage varies depending on your policy limits.
Other food vendor insurance options include Food Cart Insurance, Concessionaire Insurance, Push Cart Insurance, Vending Business Insurance, Hot Dog Cart Insurance, and many more.