Malpractice Insurance is a necessary policy for healthcare professionals to have in their insurance portfolio. Whether you call yourself a dietitian, a nutritionist or even a dietetic practitioner, these all fall under the umbrella of a healthcare professional. This means you need to protect yourself from claims. Malpractice insurance, also referred to as Errors & Omissions or Professional Liability, will be there to help you if a customer or client claims that you made a mistake. Even if there was no mistake, you will still have to take the time and spend the funds to prove you are innocent.
These claims can be financially devastating if you don’t have the right insurance protection. If you are getting ready to start your practice or have already, Liability insurance is a great place to start when building your insurance portfolio.
Because dietitians are practicing in the healthcare field, you face several unique risks since you deal directly with patients. You are counseling your patients on how to best structure their diet either based on goals of self-improvement or due to underlying health issues. Many nutrition professionals even do this on the side to make extra income and help supplement their full-time job. Regardless of whether this is a part-time side job or your full-time career, the risk is the same and should not be taken lightly. Dietitians need Malpractice insurance to cover:
Because General Liability insurance is the most common policy that you might hear about as a business, it is easy to assume that it will cover everything. No insurance policy covers everything, and General Liability was not designed to cover Errors & Omissions, and in fact, specifically excludes them. That is why Dietitian Malpractice Insurance was created. General Liability has a lot of gaps in coverage and there is almost always something to fill in that gap. Even with those gaps, General Liability insurance is another integral piece of your insurance puzzle. It covers:
Now that we have discussed the basic and probably most important insurance for dietitians, Professional Liability and General Liability, let’s take a look at some other insurance policies that are important for your work.
The pricing of Dietitian Malpractice Insurance is dependent on many factors. Some of these factors include but are not limited to:
When you are ready to make sure you have the best Malpractice insurance for your dietitian practice, even if it is just for yourself, CoverWallet is the best place to do so. Our online platform was designed for people like you who want to quote their insurance, purchase online and do so with little to no stress. And, if you get stuck, you can easily call one of our educated insurance advisors that are standing by to help. Reach out to CoverWallet today to explore insurance options that are tailored to you.
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