Liberty Mutual Small Business Insurance

After over 100 years in the business, Liberty Mutual has grown to become one of the largest insurance companies in the market. In 2015, Liberty Mutual held over $100 billion in consolidated liabilities. The company offers a wide array of insurance products for businesses, including specialty products that are not often offered by other insurance companies. Additionally, Liberty Mutual uniquely operates a Research Institute for Safety, where it has added to the body of research surrounding occupational safety measures.

I want a Business Owners Policy from Liberty Mutual that starts today.

Find the right coverage for your business. It’s that simple.

What if I need property and general liability coverage?

That's a Business Owner's Policy

  • What does it cover? A BOP policy consists of elements from two key insurance coverages: General Liability and Commercial Property. The purpose of a BOP is to cover the most common concerns for businesses, which include third-party claims that arise from customers or clients (such as bodily injury claims), or coverage for your own business property against theft or damage from named risks.

  • When do you have to have it? As it is highly recommended that new businesses purchase both General Liability and Property Insurance fairly soon after starting a business, a BOP is a good way to capture value from both policy types. In effect, an early BOP purchase will save time and reduce risk from the start of your business.

  • Approximate Cost The cost of coverage will vary depending on several factors. However, many businesses can expect to pay premiums as low as $400 or as high as $3,000 or more annually.

Is Liberty Mutual right for my business?


Liberty Mutual’s insurance products may be right for your business if you are looking for a company with a long history with a well-known reputation. You may also find value in Liberty Mutual as a new business, or if you are interested in a company that designs products specific to different industry needs. Liberty Mutual highlights its capacity to offer coverage within many different industries, such as education, construction, real estate, nonprofit, restaurants, publishing, and retail, among several other specific industries.

How does Liberty Mutual compare?




Financial Strength

Liberty Mutual Group serves businesses and individuals across the globe while headquartered in Boston, Massachusetts. The company employs over 50,000 people worldwide, experiencing growth through a good number of acquisitions, including a $6.2 billion purchase of Safeco in 2008. Interestingly, Liberty Mutual is the sole sponsor for the award-winning PBS documentary series American Experience, which focuses on noteworthy and interesting aspects of American history and people. Outside of the U.S., Liberty Mutual operates out of 27 offices in 14 different countries, with a notable presence in the UK and parts of Asia Pacific.

Check out other carriers

Depending on your industry and size of business, you’ll need different insurance coverages and will be evaluated differently by carriers. Check out the insurers below to learn about their offerings and how they may be applicable to your business:

With Coverwallet it's easy to find the right insurance for your business

  • Insurance experts are available 24/7 by phone, chat, and email. Our team will help you choose the right policy for your business and answer all your questions.

  • Request certificates of insurance and track them easily, whether they're for tenants, suppliers, or your own business.

  • Get a quote in minutes online. It couldn’t be easier, or faster. We’re with you every step of the way.

  • Compare your coverage against others in your industry to make sure you’re fully protected, particularly as your business grows.