Small business insurance from Employers

Employers Insurance has been insuring small businesses for more than 100 years. They consist of a group of companies that offer worker’s compensation to small businesses in select states. Employers Insurance holds a financial stability rating of A- (Excellent) through A.M. Best Company. If your small business is looking for worker’s compensation insurance, Employers offers a broad list of features to its policyholders.

I want a Workers Compensation policy from Employers that starts today.

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Coverage from Employers Insurance

What if I need coverage for myself and my employees?

That's a Workers Compensation Policy

  • What does it cover? A small business worker’s compensation policy protects you from costs associated with employee injury. The policy pays medical expenses and loss of wages for employees injured while working for your business. In addition to physical injury, worker’s compensation covers work-related sickness. When an injured employee accepts worker’s compensation benefits, they give up the right to file a lawsuit against your business.

  • When do you have to have it? Worker’s compensation is a recommended insurance policy for nearly every small business, and it is a mandatory policy in most states. Small businesses should consider a worker’s compensation policy as soon as you hire your first employee even if it is not required by law. In some cases, that is when you launch, and in other cases, it can be months or years later.

  • Approximate Cost The cost of a worker’s compensation insurance policy varies depending on the type of industry and the amount of risk employees face each day. In most cases, average premiums range from $500 - $7,000.

Is Employers right for my business?


Apartment associations, restaurants, and other small businesses choose Employers for their small business worker’s compensation insurance. Employers offers a long list of resources and services to their customers in addition to just worker’s compensation insurance including claims management, loss control, fraud prevention, and managed care services. Many small businesses choose Employers for their worker’s compensation insurance needs but need to look elsewhere for other types of insurance.

How does Employers compare?




Financial Strength

Privatized in 2000, Employers Insurance can be traced back over 100 years to Nevada’s original state industrial fund. Today, Employers is headquartered in Reno, Nevada and offers worker’s compensation insurance in 36 states and the District of Columbia. They provide insurance through a group of subsidiary companies including Employers Compensation Insurance Company (ECIC), Employers Insurance Company of Nevada (EICN), Employers Preferred Insurance Company (EPIC), and Employers Assurance Company (EAC). Employers holds a financial stability rating of A- (Excellent) through A.M. Best which displays their ability to pay claims and protect your business when it matters most.

Check out other carriers

Depending on your industry and size of business, you’ll need different insurance coverages and will be evaluated differently by carriers. Check out the insurers below to learn about their offerings and how they may be applicable to your business:

With Coverwallet it's easy to find the right insurance for your business

  • Insurance experts are available 24/7 by phone, chat, and email. Our team will help you choose the right policy for your business and answer all your questions.

  • Request certificates of insurance and track them easily, whether they're for tenants, suppliers, or your own business.

  • Get a quote in minutes online. It couldn’t be easier, or faster. We’re with you every step of the way.

  • Compare your coverage against others in your industry to make sure you’re fully protected, particularly as your business grows.