Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability insurance protects your business from claims of third-party property damage, bodily injuries, advertising mistakes, libel, slander, and other liability risks. The insurance pays for the defense costs including out-of-court expenses.
Workers Compensation provides wage replacement and medical and rehabilitation expenses to workers who get sick or injured due to job-related causes. The insurance is state-mandated, which requires you to carry this insurance if you meet the minimum requirements of the state.
Commercial Property insurance provides protection to the property (rented or owned) against fire, theft, vandalism, weather damage, and other related risks. This insurance will cover the cost to repair the building and to replace the contents in and around it including furniture and signposts.
Inland Marine insurance covers the loss of movable properties or specialized types of properties including materials and equipment while they are being transported on land. This insurance helps pay to repair or replace the property that has been damaged up to the limits of your policy.
In this industry, companies are primarily involved in the preservation and exhibition of animals and plants. Examples of these establishments include aquariums, wild animal parks, arboretums, zoological gardens, and aviaries.
Your business needs insurance as this can keep your business running in the event of a risk occurring. These risks could force your business to close if you don't have insurance. Depending on the type of insurance, your business will be covered for the costs of lawsuits when your business gets sued, medical responsibilities, and other risks.
Below are the common risks zoo and botanical gardens can face:
One of your employees has been bitten by a monkey and got sick after that. As your employer, you are responsible for the medical payments of your employee.
A customer enters your botanical garden and slips from a water spill that your janitor is about to clean up. This causes your client to suffer injuries in their right arm. While you were able to provide for medical expenses, the customer still sues your business for the damages.
There is no fixed cost of insurance for zoos and botanical gardens, the cost varies since it mostly depends on the size of your business, the coverage required, and the number of employees you have. To quickly find out the cost of your insurance, all you have to do is apply online to get a free insurance quote in just a few minutes.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
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