When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
Designed for small to mid-sized businesses, a Business Owner's Policy combines General Liability insurance and Commercial Property insurance in one convenient package, eliminating the need to buy separate policies. You can add more coverage, therefore saving you more money in the long run.
General Liability insurance provides coverage for injuries, damage to others' property, personal injuries, libel, slander, advertising mistakes, and other related risks. This insurance pays for the defense and court fees, including litigations and judgments awarded by courts.
Professional Liability insurance helps protect professionals by covering the costs of defending liability claims when the client sues your professionals for the mistakes that they've made or if they've failed to complete the contracted work.
A wedding planner helps a couple, who wishes to get married, plan and organize their wedding. They work with the couple to map out all of the little details for the couple's big day including location, flowers, photographers, musical acts, and food recommendations.
As a wedding planner, it is your job to fulfill the needs of your client so that they have the wedding they've always dreamed of. This also means that you have to anticipate everything that could go wrong at a wedding, however, you can't always anticipate the risks. This is why you need insurance, as it can protect you from the events that you wouldn't have thought would happen. The insurance covers for the expenses that could otherwise lead your wedding planning business into bankruptcy.
Below are the common risks wedding planners can face:
There is no fixed cost of insurance for wedding planners as the cost is usually defined by the size of your business, the coverage required, and many other factors. Without taking these into account, below is the average cost of insurance for your business:
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
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