When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability insurance protects your business from the costs of defending your business when your business is being sued for third-party liabilities such as bodily injuries, personal injuries, property damage, advertising mistakes, and other related risks.
A fidelity bond covers your business from the losses that may incur due to fraudulent acts carried out by your employees. It protects your business from the loss of money, equipment, supplies, and other covered expenses due to the fraudulent acts.
Pollution Liability covers the costs related to pollution. This insurance is designed to handle the losses due to environmental liabilities.
Workers Compensation covers the medical expenses, rehabilitation expenses, and payment for lost wages to employees that have become sick or injured due to job-related causes. This insurance is state-mandated which your business is required to carry when your business meets the requirements of the state.
Businesses that work in waste related activities offer waste management and removal services, including beach cleaning, sewer cleanout services, acid waste treatment, hazardous waste disposal, portable toilet pumping, toilet renting, garbage pickup, trash collection, and landfill management.
Your business needs insurance as it helps cover the huge expenses that your business can face. These huge expenses could be property damage, a worker getting sick, or worse a lawsuit. These expenses will be covered by your insurance, therefore, you won't have to pay for these expenses.
Below are the common risks Waste Related Activities can face:
Some of the neighbors are complaining that your waste related activities have been polluting their water. Your neighbors have filed a claim against your business.
A payroll manager has created false invoices to be paid to companies that are under his control. He has received kickbacks and been paid for personal goods and services using your business' money.
There is no fixed cost of insurance for waste management services as there are certain variables that define the cost of the insurance. For instance, the size of your business, the number of employees you have, and the coverage required greatly affect the cost of your insurance. Without taking these into account, below is the average cost of insurance policy for your waste related activities:
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