When you also have equipment or operate from an office
All Basic plan benefits and:
Get covered against errors resulting in bodily injury
All Standard plan benefits and:
General Liability insurance protects your business from the risks of the common liability claims that your business may be involved in. This includes liability claims for third-party property damage, bodily injuries, personal injuries, libel, slander, advertising mistakes, and other related risks. The insurance covers the defense costs, court fees, and even out-of-court settlements.
Having your business vehicles damaged or not working could instantly put your business out of commission. Commercial auto insurance provides protection for your business against property damage and liability risks during a collision.
Workers Compensation provides medical benefits, rehabilitation benefits, and wage replacement to employees who become sick or injured on the job. It is a state-mandated insurance that is required for your business to carry when you meet the minimum requirements of the state.
Umbrella Liability insurance provides coverage that is in excess of your existing coverage. When your business is sued, the policy will pay up to the limits, but if the damages exceed these limits then this insurance will provide additional limits so that your business is still covered.
Establishments categorized under this industry provide rehabilitation and habilitation services such as job counseling and training, sheltered workshops, work experience centers, and workshops for persons with disabilities.
Every vocational rehabilitation service needs insurance as this covers your business from the many risks that your business can encounter. For instance, defending against a claim can be not only time-consuming but also a costly process. Insurance covers the cost of defending claims so you don't have to.
Below are the common risks vocational rehabilitation services can face:
Your vocational rehabilitation services have been sued as your customers claim that your business fails to meet what was advertised.
While visiting a customer, your employee gets involved in an accident in which your employee is at fault.
There is no fixed cost of insurance for vocational rehabilitation services as the cost is usually defined by the size of your business, the number of employees you have, and the coverage required. Without taking these into account, below are the average costs of insurance for your business:
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