Insurance for Video Production Services
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What Insurance Do Video Production Services Need?
Umbrella Policy adds an extra layer of protection to professionals if a serious event or cumulative claims exhaust your current polcy limits. It also covers you for events that would otherwise be excluded from your other policies.
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Cyber Liability Insurance protects you from the theft of sensitive data. If you suffer a data breach or software attack, Cyber Liability Insurance will cover the costs of notifying and restoring affected customers, recovering data and repairing security systems.
Covers your products, materials and equipment that are transported over land (truck or train), or while they're in a warehouse. If involved in a collision, mishandling or cargo theft, Inland Marine Insurance covers the transported goods.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Frequently Asked Questions
Why do Video Production Services need insurance?
The instant gratification culture we live in continues to change business strategy. One big change in recent years is the transition to using video more in sharing information. With that shift, we continue to see a rise in video production services. As a video producer or production services owner, you know working with customers isn’t always easy and every day isn’t smooth sailing. You should also know that it is critical to protect the business you’ve built with insurance. Video production insurance protects you financially when lawsuits or other bad things occur that cost money.
What are risks Video Production Services could face?
You may think you don’t have a lot of risks to be worried about, but here are the top risks you face daily:
- Stolen Equipment: This is, unfortunately, a common occurrence on production sites. Video equipment is not cheap to replace. How would you fund all new equipment if it disappeared tomorrow?
- Auto Accidents: Traveling on the road is risky because you can’t always avoid accidents. If you are driving, turn a corner, find gridlocked traffic, and fail to stop in time. The damage to your vehicle and others quickly adds up in expenses.
- Employee Injury: Video producers and production teams are constantly moving. The equipment you handle is often bulky and heavy. If one of your employees lifts something the wrong way and has to go to the hospital, you need to cover his/her medical expenses.
- Lost Digital Files: Video and film production is completed digitally. If a hacker compromises your computer, steals a completed project, holds it ransom or worse disappears with it, you have a lot of potential expenses ahead of you. How much will it cost to recreate? Will the customer be understanding or angry?
How much does Videographer Insurance cost?
No two video production businesses are the same which means no two policies should be either. The cost varies depending on the types of services you offer (videography, photography, editing, and film production), how many employees you have, and how much experience you have. You can request a quote for insurance today by filling out an online application.
How can I add an additional insured for my Videographer Insurance?
Adding an additional insured is easy. Simply log on to your account and add the person or establishment to additional insured. You'll receive confirmation documents once your query is confirmed.