Insurance for Vending Machine Operators

Get business insurance with optimized coverage to meet your exact needs

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Better, Regardless of Your Size

  • Fast and easy vending machine insurance; get a quote today

  • Get back to selling vending machines like you haven't left at all

  • Insurance unique to your business at competitive prices

  • Exemplary insurance without any compromise

Coverage Plans for All Your Needs


Essential coverages for your vending machine business

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from a store

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Business Interruption, Cyber Liability, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

As a vending machine operator, you have expensive trucks and employ drivers who spend a lot of time on the road. Coverage of employees and business assets is essential in case of incidents that may harm them, third-parties or the sites on which you deliver. If you have a warehouse there is the possibility of damage as well as property damage where you deliver, so keep it all covered.

Act Now, Get Protected Easily, Quickly and Affordably

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Or call (646) 844-9933 anytime.

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Frequently Asked Questions

What risks could a vending machine operator face?

Vending machines risk damage from time to time because they are often left unattended. During transport, vending machines could get damaged or destroyed in an accident or during loading or unloading. You are also responsible for the products sold in the vending machine including the cause of a customer's illness. Your employees could charge you for employer negligence when they got sick or injured on the job.

My vending machine accepts credit cards. Should I get Cyber Liability?

Yes. Your vending machine could be tampered without your knowledge that puts your customers' credit card at risk. If that happens the cost of informing your customers, credit monitoring and court expenses could put a huge dent in your business expenses. Cyber Liability will pay for these costs as long as you are within the limits of the vending machine insurance.

Why does a vending machine need insurance?

A common misconception is that there is no risk if you don't own the property where your vending machine resides. However, you are faced with a unique set of risks that could instantly destroy your business reputation and well-being. You risk financial ruin from fire, flood, auto accidents and many other perils. And because vending machines aren't monitored all the time, they could be stolen or vandalized and cost you a lot in repairs or replacement.

My employees use their personal car to restock the vending machine. How can I insure them?

Since your employees conduct business operations, you need to insure them with Commercial Auto insurance. Commercial Auto insurance is similar to personal auto insurance but with higher limits and better coverage. Moreover, if they are involved in an accident at the time they are tasked to restock the vending machine, a personal auto insurance won't be able to cover it since it is regarded as a business operation.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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