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Essential coverages to meet client demands
When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability insurance covers medical expenses and lost wages if a patron is severely injured while attending your performance. It will also pay to replace customers' property if it is damaged by your performance.
Many states require businesses to carry Workers' Compensation when they reach three to five employees. It pays medical expenses and lost wages for employee’s work-related injuries or illnesses, and they, in turn, are not allowed to sue for employer negligence.
Commercial Property insurance pays to rebuild or replace your business property if it is damaged in a fire or stolen. You can also add Business Interruption to pay for a loss of income, ticket reimbursements, and other expenses if you have to close while your building is being repaired.
This industry consists of companies that organize and perform live theatrical shows, stage shows and presentations. Examples include carnivals, circuses, magic shows, comedy troupes and musical theater companies.
Theater companies and dinner theaters provide various forms of entertainment to the community. As the director or owner of a theater company or dinner theater, your time is valuable. From organizing schedules to recruiting volunteers and managing employees, to making sure each show goes on without a hitch, there is little time to think about insurance. Insurance for theater companies and dinner theaters protects you from scenarios that can damage everything you’ve built.
Other common risks include employee injury, food poisoning or allergies, and even employment practice–related claims. Insurance is the best way to stay in business when an incident does occur.
Every carrier looks at theater companies and dinner theaters differently. Common considerations that impact cost include the length of time in business, entity type, age of participants and if you serve liquor. The best way to estimate your insurance costs is to request a free quote below.
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