When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability is a recommended insurance policy for your business as it covers for third party risks such as third-party bodily injuries, third-party property damage, advertising mistakes, libel, slander, personal injuries, and other related risks. This insurance will cover the cost of defense and attorney fees including litigation and judgment awarded by courts.
A Business Owners Policy (BOP) combines the protection from property and liability insurance into one convenient package. A BOP offers a reduced premium, making it the most cost-effective option especially for small to medium-sized business owners as you don't need to pay for each coverage separately.
Commercial Auto insurance covers the costs of repairing or replacing commercial vehicles if you or your employee is found to be at fault during a vehicular accident. The insurance also covers the lawsuits associated with the accident.
Your employees' safety should be your primary concern, and accidents do happen even if you've taken every measure to prevent them. Workers Compensation covers the cost of medical and rehabilitation expenses of employees who get sick or injured due to job-related causes in exchange for the mandatory relinquishment of their rights to sue your business for negligence.
These establishments supply workers for a short period. Examples of services provided in this industry include help supply services, model supply services, labor contractors, temporary employment or temporary staffing services, and manpower pools.
Even if you don't think that your business has enough assets to be sued, your temporary help services need insurance as it protects your business from the many risks that it can face. It pays for the costs of covered risks, for example, a lawsuit, so that you don't have to.
There are many risks that your temporary help services could face. Below are some examples:
A customer claims that the help they were provided did not make them better, but in fact, has made their life worse. They blame your professional advice for causing this worsening of their situation and sue your business as a result.
While visiting a customer, your employee gets involved in a vehicular accident in which it is later proven that they are at fault. You'll risk paying not just for the repairs of your vehicle and medical expenses of your employee, but those of the other party as well.
There is no fixed cost for the insurance of temporary help services as this primarily depends on the size of your business, the coverage required, and the number of employees you have. There are other criteria that define the cost, but to find out the cost of your insurance fast, simply apply online and receive a free quote in minutes.
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