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When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
General Liability insurance protects your telephone answering services from mishaps that cause your to clients sue your business for third-party property damage, bodily injuries, personal injuries, advertising mistakes, and other related claims. The insurance will pay for the legal and defense fees including out-of-court settlements, litigation, and judgments awarded by the court.
A Business Owners Policy combines the protection against all major property and liability risks into one convenient package. Designed for small to medium-sized businesses, it saves your telephone answering services a lot of money compared to buying individual policies for each coverage.
Reliable transportation is the key to the success of your business. When accidents happen (and they will), make sure your business is covered with Commercial Auto insurance. Commercial Auto insurance offers liability protection, collision coverage, uninsured motorist coverage, and coverage for medical and other related fees when you get involved in an accident.
Services offered by these establishments include telephone answering, message answering, voice mail, and wake-up call services.
Your business needs insurance because it helps protect you from immense expenses when faced with disasters and risks that could otherwise force your business to close. When you have insurance the expenses of a lawsuit are covered by your policy - and we all know how expensive the defense and court fees are, particularly if the ruling is against your favor.
There are many risks that your telephone answering services could face. Below are some examples:
In the heat of a debate, while answering a phone call your employee says things that the customer defines as a defamation of character. This causes your customer to sue your employees for libel.
A client visits your office to drop off some documents. While walking into the lobby, they slip on the rug and struggles to stand up and walk. X-rays reveal that they have a broken ankle, and they sue your business for the medical expenses, pain and suffering, and other damages amounting to $100,000.
There is no fixed cost of insurance for telephone answering services as the cost mostly depends on the number of employees you have, the size of your business, and the coverage required. To find out the cost of your insurance fast, simply apply online and get a free quote in minutes.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.