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Essential coverages to meet client demands
Commercial Auto insurance covers the cost of repairing or replacing your business vehicles as well as medical expenses for your injured employees when accidents happen. The insurance also covers the cost of defense and legal expenses.
Hired & Non-Owned auto insurance pays for the damages to vehicles that your business uses but doesn't own. These could be the vehicles that your business rents or the employees' personal vehicle that they use to run business errands.
Workers Compensation pays for the medical and/or rehabilitation expenses for workers who get sick or injured on the job. The insurance is a no-fault claim in that it kicks in regardless of whether the employee or the employer is at fault during the incident.
Every business should have general liability insurance as this provides coverage for the most common lawsuits that your business may encounter. It covers the legal and defense fees when your taxi service is being sued for claims such as bodily injury, personal injury, advertising mistakes, libel, slander, and related claims.
These establishments provide passenger transportation services, such as taxicab dispatch and fleet operations.
A taxi service needs insurance as this helps defend against costly and time-consuming claims and lawsuits. Insurance also covers your business from the costly expenses of repairing or replacing your vehicle when it has been involved in an accident, medical payments, and other expenses that could otherwise force your business to close.
There are many unique risks that taxi services can face. Below are some examples:
Your taxi gets involved in a vehicular accident that not only damaged the other party's vehicle but injured them and your passengers as well.
Because of the accident, your driver injures their shoulder and is unable to work again until they make a full recovery.
There is no fixed cost of insurance for taxi services as each business has unique needs. Insurance carriers often assess the cost depending on the size of the business, the number of employees, and the coverage required. Without taking these into account, below is a list of most frequently bought insurance and how much this costs:
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
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