Insurance for Sports Teams and Clubs

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Better, Regardless of Your Size

  • We'll get you a free insurance quote faster than you can say "goal!"

    With CoverWallet, getting an insurance wont take long. Simply take our online assessment tool or give us a call. We'll get you insured and have your Certificate of Insurance (COI) delivered to your inbox in seconds.

  • Focus on the game while we focus on getting your insurance policy

    We have discovered that through our years of experience in the industry, we provide plans with coverage unique to a sports organization. Your sports team insurance will have better limits and higher coverage than any other insurance can cover.

  • Insurance is a team sport; simply fill out the application and we'll do the rest

    In just a few seconds you can get insurance from us. All you have to do is fill out the forms and we'll do the rest. Our fast and efficient online application can get you protected in no time at all.

  • Let our team help yours; get fast and free insurance quotes today

    When your team is injured, medical bills could pile up. Not to mention the lawsuits that could occur. Don't worry, we got you covered. We protect your team, so you can focus on what matters the most.

Coverage Plans for All Your Needs

Establishments engage in live sporting events like basketball, boxing, football, hockey clubs, major or minor league baseball clubs, roller hockey, soccer clubs, youth sports team and other sports club (professional or semi-professional).

BASIC

Essential coverage for your customers

General Liability

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

Add protection for your training property

General Liability + Property (bundle them with a BOP)

From
59
Month
Instant quote »

All Basic plan benefits plus coverage against claims from:

  • Natural disasters
  • Equipment breakdown
  • Revenue loss
  • Construction costs
Get STANDARD plan

PRO

Get protected against employment-related issues

Add Workers Compensation*

From
159
Month
Instant quote »

All Standard plan benefits plus:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery
  • Statutory Liability limits

*plus Workers Compensation

Get PRO plan

CUSTOM

When you have specific requirements

Including Equipment Breakdown, Hired & Non-Owned Auto etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

We've Got You Covered with Coverage You Need

With a professional or minor league team there is a great deal of potential risk at hand. From the property and equipment you own to the employees that run your business there is much to protect. Have your location easily rebuilt in case of disaster, cover injured workers’ medically and prevent unfortunate lawsuits in all situations. All sorts of liability ensure the safety of visitors, athletes, employees, referees and more.

General Liability

General Liability is one of the most important insurance policies for sports organizations as it covers lawsuits from common mishaps. This insurance covers lawsuits arising from personal injury, bodily injury, property damage and advertising mistakes that occur from the negligence of a sports organization. The policy provides legal defense and pays up in the event of a settlement.

Workers Compensation

Each state has its own requirements, usually that organizations need to carry Workers' Compensation if they employ three or more employees at any given time. Failure to carry this insurance policy, and you'll be fined according to state laws. In an event that a worker is injured or ill, Workers' Comp pays medical costs, rehabilitation and lost wages. On the other hand, employees can't sue.

Business Interruption

Business Interruption is a type of sports team insurance designed to cover the loss of income that your sports organization suffers from a disaster. The income loss covered should be under the underlying property or casualty policy for the business interruption insurance to pay the policy. The amount payable also depends on the financial records of your sports team.

Commercial Property

Sports organizations that own buildings should have insurance to protect the property from fire, theft and other perils. Commercial Property protects against theft, fire and natural disaster. This policy protects the building and the equipment that keeps your team at their best. Without this insurance, you'll risk repairing or replacing the equipment from your own pocket.

Cyber Liability

Due to use of a computer, internet and related technologies, the risks of having a credit card stolen, identity theft or data breach that could potentially leak private records are high. Standard sports team insurance does not cover these, so you need Cyber Liability. This insurance pays for customer notification, credit monitoring and legal fees and fines if the above instances occur.

Hired & Non-Owned Auto

Many auto policies do not cover accidents involving vehicles rented or borrowed that aren't included in your insurance policy. This insurance policy covers liability expenses for the vehicles you use for work purposes but don't own. This includes the vehicles you rent and the employee's personal vehicles used for work errands.

Act Now, Get Protected Easily, Quickly and Affordably

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Get a free quote, all you need to enter is your zip code to get started.

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Frequently Asked Questions

How much is insurance for a sports team or club?

There are various factors that could affect the cost of the insurance for a sports or team club. The insurance company will ask for what sports your team has and other factors. The cost will also affect the type of insurance you have to purchase for your team.

What is Participant Liability?

Sports Participant Liability insurance is a type of insurance that protects not the team, but the spectators, coaches and officials. The insurance policy covers claims for bodily injury or property damage arising from the risks involved in sports events and/or tournaments.

How can I insure my equipment I'm using for my sport team?

You'll need a Sports Equipment insurance. This insurance provides coverage for the lost, damaged, or destroyed equipment.

Do I need Workers Compensation for a sport club?

Sports clubs usually purchase Accidental and General Liability insurance, but not Workers' Compensation. Accidental Insurance covers players, coaches, scorekeepers, staff, volunteers and paid workers not under the Workers' Compensation act. Sports clubs do not need Workers' Compensation if they employ under the state minimum.

Why sports teams and clubs need insurance?

Sports teams and clubs need insurance because insurance is a common risk management tool to minimize the sports team or the club's liability. The insurance ensures that every member of the team is protected when a sports team or club is in an accident or a team member has a sports-related injury.

What risks could sports teams and clubs face?

The list is exhaustive but some of the most common risks sports team face are accidents that could happen during practice or at a sports tournament. A liability in case your team or a team member gets sued includes providing equipment that isn't safe for its intended use.

Peace of Mind, At Your Fingertips

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