Insurance for Sports Teams and Clubs

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Benefits of Insurance for Sports Teams and Clubs

  • We'll get you a free insurance quote faster than you can say "goal!"

  • Focus on the game while we focus on getting your insurance policy

  • Insurance is a team sport; simply fill out the application and we'll do the rest

  • Let our team help yours

Coverage Plans for All Your Needs

Establishments engage in live sporting events like basketball, boxing, football, hockey clubs, major or minor league baseball clubs, roller hockey, soccer clubs, youth sports team and other sports club (professional or semi-professional).


Essential coverage for your customers

General Liability

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


Add protection for your training property

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits plus coverage against claims from:

  • Natural disasters
  • Equipment breakdown
  • Revenue loss
  • Construction costs


Get protected against employment-related issues

Add Workers Compensation*

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All Standard plan benefits plus:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery
  • Statutory Liability limits

*plus Workers Compensation


When you have specific requirements

Including Equipment Breakdown, Hired & Non-Owned Auto etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

What insurance do sports teams and clubs need?

These policies provide coverage for the most frequent risks faced by sports teams and clubs:

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Frequently Asked Questions

How much is insurance for a sports team or club?

There are various factors that could affect the cost of the insurance for a sports team or club. The insurance company will ask for what sports your team has and other factors. The cost will also affect the type of insurance you have to purchase for your team.

What is Participant Liability?

Sports Participant Liability insurance is a type of insurance that protects not the team, but the spectators, coaches and officials. The insurance policy covers claims for bodily injury or property damage arising from the risks involved in sports events and/or tournaments.

How can I insure my equipment I'm using for my sports team?

You'll need a Sports Equipment insurance. This insurance provides coverage for the lost, damaged, or destroyed equipment.

Do I need General Liability or Workers Compensation for a sports club?

General Liability will cover third party injuries but not those experienced by the players. It is hard to insure against those injuries with a commercial insurance policy and the typical reccomendation is for everyone involved to carry thier own health insurance. Workers Compensation is needed if there are employees managing fields, doing administrative tasks, or otherwise working for the organization.

Why sports teams and clubs need insurance?

Sports teams and clubs need insurance because insurance is a common risk management tool to minimize the sports team or the club's liability. The insurance ensures that every member of the team is protected when a sports team or club is involved in claim.

What risks could sports teams and clubs face?

The list is exhaustive but some of the most common risks sports team face are accidents that could happen during practice or at a sports tournament. A liability in case your team or a team member gets sued includes providing equipment that isn't safe for its intended use.

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