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Establishments engage in live sporting events like basketball, boxing, football, hockey clubs, major or minor league baseball clubs, roller hockey, soccer clubs, youth sports team and other sports club (professional or semi-professional).
BASIC
Essential coverage for your customers
Includes:
STANDARD
Add protection for your training property
All Basic plan benefits plus coverage against claims from:
PRO
Get protected against employment-related issues
All Standard plan benefits plus:
*plus Workers Compensation
CUSTOM
When you have specific requirements
ALREADY INSURED?
We will take care of the switching hassle.
Call us at (646) 844-9933 for help and more information
With a professional or minor league team, there is a great deal of potential risk at hand. From the property and equipment you own to the employees that run your business there is much to protect. Have your location easily rebuilt in case of disaster, cover injured workers’ medically and prevent unfortunate lawsuits in all situations. All sorts of liability ensure the safety of visitors, athletes, employees, referees and more.
There are various factors that could affect the cost of the insurance for a sports team or club. The insurance company will ask for what sports your team has and other factors. The cost will also affect the type of insurance you have to purchase for your team.
Sports Participant Liability insurance is a type of insurance that protects not the team, but the spectators, coaches and officials. The insurance policy covers claims for bodily injury or property damage arising from the risks involved in sports events and/or tournaments.
You'll need a Sports Equipment insurance. This insurance provides coverage for the lost, damaged, or destroyed equipment.
General Liability will cover third party injuries but not those experienced by the players. It is hard to insure against those injuries with a commercial insurance policy and the typical reccomendation is for everyone involved to carry thier own health insurance. Workers Compensation is needed if there are employees managing fields, doing administrative tasks, or otherwise working for the organization.
Sports teams and clubs need insurance because insurance is a common risk management tool to minimize the sports team or the club's liability. The insurance ensures that every member of the team is protected when a sports team or club is involved in claim.
The list is exhaustive but some of the most common risks sports team face are accidents that could happen during practice or at a sports tournament. A liability in case your team or a team member gets sued includes providing equipment that isn't safe for its intended use.
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