When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
A Business Owners Policy is a combination of General Liability insurance and Commercial Property insurance in one convenient package. This saves your business (particularly small to mid-sized business) the expenses of having to buy individual insurance policy separately, saving you a lot of money on your insurance.
Workers Compensation provides medical and rehabilitation expenses including the employee's lost wages when they get sick or injured due to job-related causes. Workers Compensation is a no-fault claim in that the insurance will kick in regardless of who is at fault during the incident.
Every business is a potential target for crime, which is why you need Crime Insurance. This reimburses your business for loss of money, securities, or inventory due to a business-related crime. This insurance covers employee dishonesty, theft, fraud, embezzlement, and other business-related crimes.
The products your sporting goods store supplies are your responsibility, so when a customer complains that the product has caused property damage or personal injury you'll be glad to have Product Liability insurance. The insurance will pay for the defense, court fees, and other damages when your business is involved in a product liability claim.
Companies that fall under this industry retail new sporting goods and sewing supplies. Examples of products these businesses sell include athletic uniforms, fishing supplies, sewing supplies, fabrics, bicycles, saddlery, and diving equipment.
Sporting goods stores need insurance as it protects your business from the risks that your business will encounter. These risks can lead your business into financial ruin if you don't have insurance.
Below are the risks sporting goods stores can face:
The bat, that your customers bought from your business, breaks in just one swing. This causes someone to suffer injuries and the parents complain to your sporting goods store.
Your employee gets sick from working too much. As their employer, your business is responsible for the medical payments of your employee.
There is no fixed cost of insurance for sporting goods as there are several factors to consider when assessing the cost of insurance for your business. If you want to find out the cost of insurance for your sporting goods, simply apply online and we'll send you your quote in just a couple of minutes.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
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