Social Work Insurance

Social work can be a sensitive service. You're always at risk someone will claim you made a mistake and sue you for damages. Also, professional liability is often required by regulatory agencies.

Below are some common risks social workers can face:

• As social workers, you should be prepared for subpoenas when lawsuits and criminal events happen.
• A client reports one of your social workers for failing to meet the contracted work. Because of this, your client sues the business.
• One of your social workers experiences a job-related injury and as their employer, your business is responsible for the medical and rehabilitation expenses of that employee.

The cost can vary and is often rated on location, revenue, and experience. Basic professional liability insurance can be as low as $500 per year. General liability is often even cheaper. As the business grows other types of insurance become important.