Insurance for Snow Plowing Services

General Liability is an insurance that covers the liabilities involved in the business. This snow plow insurance can cover medical expenses and attorney fees resulting from bodily injuries and property damage when your snow plow business is legally responsible.

Business Owners Policy (BOP) is a combination of various insurance policies that are fit for small to mid-sized businesses. This business insurance simplifies the coverage by providing property and liability protection under one policy. Get huge savings compared to buying each policy.

Commercial Auto insurance is essential for snow plowing business. The insurance policy covers vehicles used specifically for commercial purposes like snow plowers' machines. This snow plow insurance provides liability and bodily injury protection if you injure someone or damage another property while using the vehicle to plow.

Workers Compensation is usually a state-mandated insurance that provides medical and rehabilitation benefits when an employee gets sick or has sustained bodily on the job. It also provides a portion of the employee's lost wages from the start of the accident until they are able to work again. The employee is then not allowed to sue you in these incidents.

Hauling equipment for snow plowing comes with inherent risks. Inland Marine is a type of snow plow insurance that provides protection to certain types of movable property. Inland Marine insurance will cover business equipment in transit. Unlike a Commercial Property insurance, this offers coverage without any regard to the location of the property.

Health Insurance is a way to pay for the snow plower's health care. This insurance pays most all the costs of medical care, and their families as well. It is an essential investment as it provides your employees the coverage they need to make sure they feel taken care of and to ensure that you recruit top talents and make them stay.