Insurance for Site Preparation Contractors

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  • Get a fast and free quote of insurance for Site Preparation Contractors

    Do you have a few minutes to spare? Because that's all the time you need to get a free quote from us and apply for your insurance online. We'll even send you your Certificates of Insurance (COI) as soon as you're done.

  • Hassle-free insurance application for Site Preparation Contractors

    It will only take a few minutes to get a quote and purchase insurance for your site preparation business. Our transparent, fast, and easy mobile-friendly application will get your business insured in no time at all.

  • Low-cost insurance for Site Preparation Contractors with excellent coverage

    When you buy insurance online, you eliminate the need to talk to insurance agents. This lowers your insurance plans as we don't charge extra for the distribution fees and other related extra, therefore you get excellent coverage at lower costs.

  • With our all-in-one service, we can cover your business

    Simply apply online or give us a call and we'll be able to provide services to meet your needs in a snap. Apply today!

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

Protect your business against service errors

General Liability (GL) + Professional Liability (PL)

From
89
Month
Instant quote »

All Basic plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors
Get STANDARD plan

PRO

Get protected against employment-related issues

GL + PL + Workers Compensation*

From
89
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

Get PRO plan

CUSTOM

When you have specific requirements

Including Inland Marine, Surety Bond, Commercial Auto, etc.

From
___
Month
Instant quote »

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We will take care of the switching hassle.

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We've Got You Covered with Coverage You Need

General Liability

General Liability insurance covers expenses arising from "general" claims such as personal injuries, bodily injuries, property damage, libel, slander, advertising mistakes, and other related claims. The insurance will pay for the defense and court fees including out-of-court settlements.

Surety Bonds

Surety bonds provide a legal guarantee that the surety will pay the obligee money to get the job done. If the work doesn't get completed, then the surety will pay the obligee money to not just get the job done, but also to cover for any damages or penalties that may have incurred.

Workers Compensation

Workers Compensation will cover the cost of medical and rehabilitation expenses to employees who get sick or injured due to job-related causes. The insurance will also pay for the employee's lost wages and even death benefits should the employee die as a result of the illness or the accident.

Professional Liability

Professional Liability insurance will cover you for lawsuits over work mistakes, failure to perform the contracted task, negligence, and any other related claims. The insurance will cover the cost for your professional's defense and court expenses.

Act Now, Get Protected Easily, Quickly and Affordably

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Frequently Asked Questions

Why do Site Preparation Contractors need insurance?

Companies categorized under this industry work mainly in site preparation activities such as grading and excavation, the demolition of buildings, septic system installation, and earth moving and land clearing. Other service includes the rental of construction equipment with an operator.

Site preparation contractors need insurance as it helps cover for the risks that your business could face, particularly lawsuits. The insurance will cover the defense and court fees that would otherwise be disastrous to your business.

What risks do Site Preparation Contractors face?

Below are some common risks site preparation contractors can face:

  • A customer slips in a puddle of water that you are about to clean in your office. This causes your client to sue your business for a slip and fall claim.

  • One of your employees fails to perform the contracted work and your client sues your business for the damages.

How much does insurance for Site Preparation Contractors cost?

There is no fixed cost of insurance for site preparation contractors as the cost of insurance varies according to the size of your business, the number of employees you have, and the coverage needed. Without taking these into account, below are the average costs of insurance for your business:

  • General Liability insurance costs $500 in annual premiums.
  • Workers Compensation costs $1200 in annual premiums.
  • Professional Liability insurance costs $900 in annual premiums.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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