Insurance for Security Guards

Get business insurance with optimized coverage to meet your exact needs

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  • Effortless insurance for security guards

  • Low-cost insurance plans that even startups can afford

  • All-in-one exceptional service that protects your bottom line

Coverage Plans for All Your Needs


Essential coverages for your security guard business

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Commercial Auto, Equipment Breakdown, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Security guards work for the protection of their clients daily, and your safety is every bit as important as your clients. Our policies pay for injury on the job, repair of your work location in case of damage, and coverage of any of your employees should they be harmed at work or on the way to a job and cover legal costs if a client is ever unhappy with your services.

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Frequently Asked Questions

Do I need Assault and Battery coverage as a security guard?

Yes. Security guards are in situations where physical confrontation may be necessary. You may protect celebrities when entering a location, or protect a store or establishment where people are forcing themselves to enter these establishments without proper clearance. You, as a security guard will do whatever it takes to protect the person, or establishment and the Assault and Battery coverage will make sure that security guards are able to do their jobs without any risks.

What are typical functions of a security guard?

A security guard's main function is to keep safe the person and/or building that he/she is tasked to protect. Security guards provide corporate executive and celebrity protection, security for hotels, restaurants, securing banks and other financial institutions and many other locations. They also serve as gatekeepers, preventing unauthorized persons from entering a restricted area or setting boundaries like preventing people from entering a certain area like in concerts.

Do I need Workers Compensation for my security guard business?

Yes. Security guards put themselves on the line every day. That is why you need a security guard insurance that will provide them with medical care, rehabilitation benefits and lost wage replacement when they got sick or injured on the job. Workers' Compensation is a state-mandated insurance when you meet state minimum number of employees, than your business will need to carry Workers' Compensation.

What is a bonded security guard?

Being bonded means that they have purchased a Commercial Liability insurance and it lets the clients know if anything goes wrong. Being bonded helps the security guard to be legitimized. The security company will assure to the clients that the money is available for reimbursement claimants for their mistakes.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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