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BASIC
Essential coverages for your security guard business
Includes:
STANDARD
When you also have equipment or operate from an office
All Basic plan benefits and:
PRO
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
CUSTOM
When you have specific requirements
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Security guards work for the protection of their clients daily, and your safety is every bit as important as your clients. Our policies pay for injury on the job, repair of your work location in case of damage, and coverage of any of your employees should they be harmed at work or on the way to a job and cover legal costs if a client is ever unhappy with your services.
Yes. Security guards are in situations where physical confrontation may be necessary. You may protect celebrities when entering a location, or protect a store or establishment where people are forcing themselves to enter these establishments without proper clearance. You, as a security guard will do whatever it takes to protect the person, or establishment and the Assault and Battery coverage will make sure that security guards are able to do their jobs without any risks.
A security guard's main function is to keep safe the person and/or building that he/she is tasked to protect. Security guards provide corporate executive and celebrity protection, security for hotels, restaurants, securing banks and other financial institutions and many other locations. They also serve as gatekeepers, preventing unauthorized persons from entering a restricted area or setting boundaries like preventing people from entering a certain area like in concerts.
Yes. Security guards put themselves on the line every day. That is why you need a security guard insurance that will provide them with medical care, rehabilitation benefits and lost wage replacement when they got sick or injured on the job. Workers' Compensation is a state-mandated insurance when you meet state minimum number of employees, than your business will need to carry Workers' Compensation.
Being bonded means that they have purchased a Commercial Liability insurance and it lets the clients know if anything goes wrong. Being bonded helps the security guard to be legitimized. The security company will assure to the clients that the money is available for reimbursement claimants for their mistakes.
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