General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
Business Interruption Insurance protects your small business if impacted by a covered risk. It'll cover the costs in replacing lost income and paying for additional expenditures. Also known as Business Interruption Coverage, this policy is usually part of your BOP (Business Owners Policy).
Why do School Bus Drivers need insurance?
Workers in this industry provide transportation services to school employees and students.
As a bus driver, you are responsible for the safety of students. Even though you know that you're a careful driver, there are events that you cannot control. For example, if a drunk driver crashes into your bus or if your bus malfunctions, you wouldn't be able to drive students, losing the income that you would have earned that day. More importantly, your skill as a professional driver could be questioned, causing parents to sue you. Your insurance will pay for the covered risks so you don't have to, and all it takes is for you to commit to a small monthly fee.
What risks do School Bus Drivers face?
Below are some common risks school bus drivers can face:
How much does School Bus Driver insurance cost?
There is no fixed cost for the insurance of school bus drivers as there are several factors that are taken into account when assessing the cost. If you want to find out the cost of insurance for your business fast, all you have to do is apply online and we'll send your quote in as little as five minutes.