Commercial Auto insurance will help your business manage the costs when involved in a collision accident. The insurance will cover the cost to repair the damaged vehicle, the medical expenses, and court fees should the other party decide to sue your business. The insurance will also cover you for theft, vandalism, and other damages to your vehicle.
Business Interruption insurance covers the loss of income that you suffer after a disaster. The income loss covered could be due to a closing of the business or due to rebuilding after the disaster. The insurance doesn't just cover the loss of income, but also recurring expenses, the expense of moving to a temporary location, and the extra expenses due to the interruption.
Workers Compensation is a form of insurance that provides medical benefits, rehabilitation benefits, and payment for lost wages to workers who get sick or injured due to job-related causes. The insurance is state-mandated which your business is required to carry when it meets the minimum state requirements.
General Liability insurance is a must-have for your business as it covers most of the lawsuits that could happen during your business operations. It pays for the defense and court costs of the lawsuit involving third-party personal injury, property damage, personal injuries, and other related incidents.
Workers in this industry provide transportation services to school employees and students.
As a bus driver, you are responsible for the safety of students. Even though you know that you're a careful driver, there are events that you cannot control. For example, if a drunk driver crashes into your bus or if your bus malfunctions, you wouldn't be able to drive students, losing the income that you would have earned that day. More importantly, your skill as a professional driver could be questioned, causing parents to sue you. Your insurance will pay for the covered risks so you don't have to, and all it takes is for you to commit to a small monthly fee.
Below are some common risks school bus drivers can face:
There is no fixed cost for the insurance of school bus drivers as there are several factors that are taken into account when assessing the cost. If you want to find out the cost of insurance for your business fast, all you have to do is apply online and we'll send your quote in as little as five minutes.
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