Insurance for Roofing Contractors

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

Coverage Plans for All Your Needs

Companies categorized under this industry work mainly on roof related jobs such as roof treatment, spraying, coating, painting, and skylight installation. Roofing contractors can choose from a long list of insurance policies. Get a free quote today!

BASIC

Essential coverage for your customers


General Liability (GL)

From
249
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

To operate as a roofing contratcor


General Liability (GL) + Commercial Auto

Instant quote »

All Basic plan benefits and:

  • Coverage against claims from 3rd party bodily injury and property damage
  • Physical damage protection with comprehensive and collision coverage

PRO

Get protected against employment-related issues


GL + Commercial Auto and Workers Compensation*

Instant quote »

All Standard plan benefits and:

  • Coverage for work-related issues and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Inland Marine, Property etc.

Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

We've Got You Covered with Coverage You Need

As a roofing contractor, you are relied upon by residents and other businesses for quality work, despite the storms or other dangerous events that may reverse the work you have done. With all the coverage you can have there is no need to worry about employee injuries, transport to job sites, oversights on the job or other mishaps, as your business and any potential legal fees will all be covered.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Get a free quote, all you need to enter is your zip code to get started.

Or call (646) 844--9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

How much does Roofing Contractor Insurance cost?

Roofing insurance costs depend on the insurance carrier’s view of your services and the location of operations. Most carriers ask for loss runs and experience, whether you have employees, and copies of any safety policies in place to calculate a premium. Generally, it is hard to find General Liability coverage for less than $2,000/year for roofing work. Request a roofing insurance quote today by completing our online quote form.

Why do Roofing Contractors need insurance?

Companies categorized under this industry work mainly on roof related jobs such as roof treatment, spraying, coating, painting, and skylight installation. Homeowners and businesses look to roofing contractors to provide quality work and keep their building free of unwanted water. Without your services, many would be unable to repair or replace a damaged roof. As a roofing contractor, you work long hours year-round and demand for roofing services increases after severe storms and long winters. Roofing contractors insurance is vital to your business’s financial well-being. All it takes is one slip or minor oversight, and you can end up dealing with a lawsuit instead of creating an income.

What are risks Roofing Contractors could face?

Roofers face numerous risks every day. Take a look at some of the most costly:

  • Fall off the Roof: You work at great heights every day, and one misstep can send you or one of your employees falling to the ground. If you are injured and cannot complete the contract, the loss of income or costs to hire a subcontractor can be severe. If an employee injures themselves, you will need to pay for their medical expenses.
  • Project Error: Attention to detail is crucial to the safety of your customer and business success. If you forget to install flashing or don’t fit it properly and a leak causes electrical damage, rotting wood or other havoc, the customer can hold you responsible for the damages. If it is a business, they can also press charges for loss of business income if they can’t remain open.
  • Injury: If a nonemployee visits your job site and trips over shingles on the groundbreaking their ankle, your business is liable for the damages including medical expenses, lost income, and pain and anguish claims.
  • Falling Objects: It is common to slide the old shingles off the roof to the ground. If your aim is off or something else drops instead, you can break a window or damage a vehicle leaving you with a big bill to pay.

What does contractual exclusion mean for a roofing contractor?

Although your General Liability insurance offers broad protection for your business, it won't be able to cover every incident. For example, a contractor fails to place insurance on a building, and it's destroyed by a fire before its completion. The owner seeks payment from the contractor for the value of the building, claiming breach of contract for failing to secure insurance. Contractual Liability insurance covers the roofer from payment in this example.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
State of the Art Technology

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

Are you ready to get down to business?

Enter your zipcode to get started or call (646) 844--9933 anytime.