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Companies categorized under this industry work mainly on roof related jobs such as roof treatment, spraying, coating, painting, and skylight installation. Roofing contractors can choose from a long list of insurance policies. Get a free quote today!
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
As a roofing contractor, you are relied upon by residents and other businesses for quality work, despite the storms or other dangerous events that may reverse the work you have done. With all the coverage you can have there is no need to worry about employee injuries, transport to job sites, oversights on the job or other mishaps, as your business and any potential legal fees will all be covered.
Covers you when you accidentally damage a third party’s property or cause injury. It also includes coverage for libel and slander.
Pays to replace business property that is damaged by a covered circumstance or stolen from your place of business.
This coverage is mandated in most states once you have three employees. It pays medical bills and lost wages if an employee injures themselves while working for you.
Protects you if you miss a vital step in the roofing process that causes damage to your customer’s property. It also covers if you offer advice to customers that cause harm or injury.
Pays expenses that result from an accident you are held responsible for. If you use a personal auto, you still need non-owned and hired-auto insurance to protect you when driving for business purposes.
Roofing insurance costs depend on the insurance carrier’s view of your services and the location of operations. Most carriers ask for loss runs and experience, whether you have employees, and copies of any safety policies in place to calculate a premium. Generally, it is hard to find General Liability coverage for less than $2,000/year for roofing work. Request a roofing insurance quote today by completing our online quote form.
Companies categorized under this industry work mainly on roof related jobs such as roof treatment, spraying, coating, painting, and skylight installation. Homeowners and businesses look to roofing contractors to provide quality work and keep their building free of unwanted water. Without your services, many would be unable to repair or replace a damaged roof. As a roofing contractor, you work long hours year-round and demand for roofing services increases after severe storms and long winters. Roofing contractors insurance is vital to your business’s financial well-being. All it takes is one slip or minor oversight, and you can end up dealing with a lawsuit instead of creating an income.
Roofers face numerous risks every day. Take a look at some of the most costly:
Although your General Liability insurance offers broad protection for your business, it won't be able to cover every incident. For example, a contractor fails to place insurance on a building, and it's destroyed by a fire before its completion. The owner seeks payment from the contractor for the value of the building, claiming breach of contract for failing to secure insurance. Contractual Liability insurance covers the roofer from payment in this example.
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