Insurance for Churches & Religious Organizations

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Get a free and fast insurance quote for churches

  • Hassle-free, worry-free church insurance application

  • We share the blessings. Affordable church insurance with excellent coverage

  • We'll help you meet your insurance requirements

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

Instant quote »


  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


Required coverage to operate

General Liability + Directors & Officers (D&O)

Instant quote »

All Basic plan benefits and:

  • Theft of trade secrets
  • Misrepresentation
  • Wrongful acts
  • Criminal proceedings


Get protected against employment-related issues

GL + D&O + Commercial Property

Instant quote »

All Standard plan benefits and:

  • Natural disasters
  • Equipment breakdown
  • Revenue loss
  • Construction costs


When you have specific requirements

Including Commercial Property, Hired & Non-Owned Auto, etc.

Instant quote »


We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Religious Organizations & Churches need insurance?

Even religious organizations or churche have their own set of risks. Having the right insurance for your religious organization covers your members and your house of worship for the many risks it could face. It protects your organization from all possible risks including your volunteers, your house of worship, your ministers, and other members of the organization.

What risks do Religious Organizations and Churches face?

Below are some common risks that religious organizations and churches can face:

  • A churchgoer trips over a ladder while leaving your house of worship because you weren't able to put away your ladders after the snow. This causes the churchgoer to file charges against your religious organization.
  • It is not uncommon for a place of worship to get robbed. On the contrary, it is often a thief's favorite place to rob as it is not usually protected.
  • Cash embezzlement of religious organizations is also common, as church organizers think that this is the last place people will look when experiencing such a crime. But it does happen and you need to make sure your religious organization can handle such a risk.

How much does Church Insurance cost?

There is no fixed amount for the cost of church insurance as the price normally depends on the size of your organization, the number of employees your organization has, the coverage required, and many other factors. Without taking these into account, below is the average cost of insurance for religious organizations:

  • General Liability insurance costs $500 in average annual premiums.
  • Commercial Property insurance costs $600 in average annual premiums.
  • Hired & Non-Owned Auto insurance costs $500 in average annual premiums.

What types of insurance do Religious Organizations and Churches need?

Operating a successful religious organization means having proper insurance protection in place. There are several types of insurance policies that your parish will need to be insured well and ensure that your church is not shut down at the sight of a claim. First, you will need a Business Owners Policy which is a bundle of insurance that will help you save money. It consists of General Liability which will provide coverage for third party claims of bodily injury or property damage, like from a parishioner tripping and falling. A BOP will also provide property coverage, also sometimes referred to as fire insurance, in the case that it may be physically damaged from a covered peril such as fire, lightning, wind, and rain.

Another critical insurance policy that any congregation should have is Directors & Officers insurance. Certainly, your religious organization will have a board of directors that is established to help run it and ensure that everything is going smoothly. They are also usually in charge of the money aspect of the church, deciding where the money goes and is coming from. A D&O insurance policy will protect the board members’ personal assets from claims alleging anything to do with their job on the board. A claim that we see often is mismanagement of funds.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
Endless Experience!

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

Endless Experience!

We are proud to be part of Aon, the leading global professional services firm providing advice and solutions in Risk, Retirement and Health. With us, you’re in good hands!

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.