When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
Commercial Property insurance protects your business from the damage to property due to a covered risk. The insurance will cover the cost to repair the building (owned or rented) or to repair or replace the property in and around the building.
This insurance covers the loss of income due to a disaster-related closing of your business. Not only that, but the insurance also covers recurring expenses such as your employees' salary, additional expenses due to the disaster, and the cost of moving your business to a temporary location.
If electronic data stored on your business' computer has been stolen, lost, or compromised, the cost of recovering the data and restoring your business' reputation can be drastic. Cyber Liability insurance will cover the costs relating to the data breach such as notification expenses, lawsuits, the cost of recovering the data, and other related expenses.
General Liability insurance can protect your business from common liability claims such as claims of third-party property damage, third-party bodily injuries, libel, slander, personal injuries, advertising mistakes, and other related claims. The insurance will cover the defense costs, court costs, litigation, and judgments awarded by courts.
These establishments provide services such as film or tape closed captioning, motion picture or video editing, motion picture or video titling, post-synchronization sound dubbing, subtitling of motion picture film or video, and tape transfer services.
Post-production services need insurance to protect you from the risks that could otherwise force your business to close. The insurance will pay for the covered expenses up to the limits you select. You, therefore, won't have any expenses on your end when, for example, you are faced with a lawsuit that's covered by your insurance.
Below are some of the risks that your business could face:
An inside job leaks a film that is set to be released in a few months. This causes your client to experience a huge financial setback and they sue your business for the damages.
The equipment you use for post-production catches fire, causing you to lose the income that your business would have earned that day. Due to the fire, most of the property around the equipment got damaged as well.
There is no fixed amount of insurance for post-production services as the cost depends on various factors. To help you decide, below is a list of common insurance policies bought and their average cost:
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