When you also have equipment or operate from an office
All Basic plan benefits and:
Get covered against errors resulting in bodily injury
All Standard plan benefits and:
General Liability insurance protects your business from claims involving third-party property damage, third-party personal injury, bodily injuries, advertising mistakes, libel, slander, and more. The insurance will cover the defense and court fees including out-of-court settlements.
Commercial Auto insurance can pay for the cost of repairing or replacing the vehicle you use for business errands when it gets in an accident. It provides physical damage and liability coverages for amounts, situations, and other occurrences that are usually not covered by your personal auto policy.
Workers Compensation will provide medical and rehabilitation benefits, wage replacement, and other related expenses to employees who get sick or injured from job-related causes. This insurance is state-mandated which your business is required to carry when you meet the minimum requirements of the state.
Professionals in this industry diagnose and treat foot deformities. They may operate privately or in facilities such as a hospital.
One of a podiatrist's greatest fears is being sued for medical malpractice. Being sued is like having your ability as a podiatrist questioned. Not only that it is demoralizing for a medical professional, but very expensive as well. Your insurance will carry some of the burdens for you by paying the full cost of the defense and court fees.
Below are some examples of the risks that you face as a podiatrist:
A patient claims that the ankle surgery you provided did not heal, causing them to miss work. They blame your surgery for the damages and sue you for medical malpractice.
One of your nurses gets sick due to work-related causes. As their employer, your business is responsible for the medical expenses until the nurse can get back to work.
While going to one of your patient's homes, you get involved in an accident in which it is concluded that you are at fault. If this is the case, then you'll not just pay for the cost to repair your vehicle, but the other party's vehicle as well. You'll also pay for medical expenses if the other party is injured as a result.
Podiatry Insurance cost varies as it relies on various factors, namely the size of your business, the number of employees you have, and the coverage required. If you want to know the cost of insurance for your business fast, simply apply online and we'll send your free quote in as little as five minutes.
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