Insurance for Plumbers

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Get insured even before you start to work

  • Insurance right at your fingertips. Available anytime, anywhere

  • Customized insurance at competitive prices

  • All-in-one service made for plumbers

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

Instant quote »


  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


Protect your business against service errors

General Liability (GL) + Professional Liability (PL)

Instant quote »

All Basic plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors


Get protected against employment-related issues

GL + PL + Workers Compensation*

Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Inland Marine, Surety Bond, Commercial Auto, etc.

Instant quote »


We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Plumbers need insurance?

Companies in this industry work mainly in plumbing equipment installation and servicing. Plumbing contractors may offer parts and labor services, as well as new work, additions, alterations, maintenance, and repairs.

Plumbing contractors are highly demanded in both residential and commercial buildings. Residents or business owners rely on you to fix their plumbing problems so they can continue with their daily activities. Entering different locations daily opens the window to potential lawsuits, and insurance protects your assets during these times.

What common risks do Plumbers face?

Having no insurance in place puts you at risk for expensive and time-consuming lawsuits. Here is a look at the potential situations that can put you at risk.

  • Property Damage: You work with pipes in tight spots daily. One wrong move can cause a pipe to break and leak water, making you responsible for repairing or replacing any damaged customer property.
  • Auto Accidents: Plumbing contractors drive to job sites. If you cause an accident, you're responsible for damages, injuries, and can be sued. The same is true if one of your plumbers uses a personal vehicle to commute to job sites.
  • Employee Injury: Plumbers work with a variety of tools, and in some cases need to weld or solder pipes. If they hurt or burn themselves, you need to pay their medical expenses and wages for time off work.
  • Theft of Tools: Commercial plumbing contractors often spend days at one job site leaving tools overnight. If your tools are stolen, it is expensive to replace them.
  • Contractor Mistakes: Occasionally mistakes happen on the job. If the pipes, casings, or fittings you install rust over time causing water leaks, you can be held liable for the expensive damages.

Other potential risks include fire damage, unhappy customers refusing to pay for your services and employment-related claims like discrimination.

How much does Plumbers Insurance cost?

Every Plumber or Plumbing Contractor is different, which means costs vary depending on the carrier and plumbing services you offer. Insurance carriers review plumbing experience, time in business, claims history, and whether you provide strictly plumbing or additional services. If you are ready to get a quote today!

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
State of the Art Technology

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.