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When the equipment you use for manufacturing products breaks down or malfunctions, equipment breakdown insurance will cover the loss due to the mechanical or electrical breakdown of any equipment. The insurance will pay for the cost to repair or replace the equipment and any other property damaged by the malfunctioning equipment.
Business Interruption insurance is as vital to your business as Commercial Property insurance because it covers for the loss of income due to ceased operations. It provides not just compensation for the lost income, but also for the recurring expenses, additional expenses due to the interruption, and the cost of moving to a temporary location.
Also called Professional Indemnity insurance, this insurance can cover lawsuits over work mistakes, negligence, and other related claims by the client. The insurance will pay for the defense and court costs including litigation and judgment awarded by the courts.
In this industry, companies specialize in the production and sale of goods made from biodegradable and nonbiodegradable plastics, rubber, and adhesives. Products may include cushions, carpets, rugs, sausage casings, rubber goods, film, plastic sheets for later manufacturing purposes, packaging materials, rubber cement, and balloons.
manufacturers need insurance because it protects the business from the many known and unknown risks. The most common is defending a lawsuit. The insurance will cover the defense and court costs and all that's required is a monthly payment.
Below are some of the risks plastic manufacturers could face:
There is no fixed cost of insurance for plastic manufacturers as there are several factors that identify the cost of your insurance, like the type of business, the coverage required, and the number of employees. Without taking these into account, below are the average costs of insurance policies for your business:
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