Insurance for Pharmacies

Get business insurance with optimized coverage to meet your exact needs

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Better, Regardless of Your Size

  • Cure your risks: get the right insurance at the right place today

  • Cover your largest exposures

  • Quotes that make sense for your business, so you can get back to business

  • Economic options at your fingertips

Coverage Plans for All Your Needs


Essential coverages for your pharmacy

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


Protect your business against service errors

General Liability (GL) + Professional Liability (PL)

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All Basic plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors


Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Business Interruption, Cyber Liability, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

In recent years, pharmacists have taken on more diverse roles than ever before, such as providing patient consultations and giving on-site vaccinations. Although this diversification is good news, an expanding industry also means increased risk exposure. Pharmacists today must take precautions to ensure they are properly protected. Despite years of training and practice, mistakes still happen. Pharmacists are in the business of dealing with public safety and wellbeing, so it is especially important to make sure you and your livelihood are safe by purchasing the appropriate liability insurance. Insurance providers understand the need for pharmacists to be protected and offer a wide range of choices to fit each particular need.

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Frequently Asked Questions

Why do Pharmacists need insurance?

Insurance to protect your pharmacy will keep you in business when an unexpected incidence causes a loss. General liability will cover basic injuries and property damage. Professional liability will cover the specific risks related to pharmacy services. Additional insurance for property, cyber loss, and employees are important as well, especially if the business is growing.

Why get General Liability Insurance for your Pharmacy?

General Liability insurance is the base of modern American insurance products for businesses. It is built to protect you from the unforeseen but relatively common risks associated with operating a business in which customers come in and out of on a day to day basis.

Do pharmacists need E&O coverage?

Every business that provides a service to clients for a fee could benefit from E&O coverage and pharmacists are in the business of providing quality healthcare services to clients on a daily basis. For example If a negligence claim is made against you, the legal fees involved can add up quickly. Often it is believed that these responsibilities lie with the doctor. However, this is not always the case and even if a claim is later found to be unwarranted, the proceedings may have already eaten up a large portion of financial resources.

How much does Pharmacist Insurance cost?

Insurance rates vary depending on different factors such as location, business size, and business type. Typically, pharmacists pay at least $800 per year for $1M in E&O coverage. You can get more accurate insurance quotes by identifying the specific needs of your business and completing an application.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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