Insurance for Pharmacies

Get business insurance with optimized coverage to meet your exact needs

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Better, Regardless of Your Size

Coverage Plans for All Your Needs

BASIC

Essential coverages for your pharmacy


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from a store


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Business Interruption, Cyber Liability, etc.

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We will take care of the switching hassle.

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We've Got You Covered with Coverage You Need

In recent years, pharmacists have taken on more diverse roles than ever before, such as providing patient consultations and giving on-site vaccinations. Although this diversification is good news, an expanding industry also means increased exposure to new risks. Pharmacists today must take precautions to ensure they are properly protected. Despite years of training and practice, mistakes can still happen. Pharmacists are in the business of dealing with public safety and wellbeing, so it is especially important to make sure you and your livelihood are safe by purchasing the appropriate liability insurance coverage options. Insurance providers understand the need for pharmacists to be protected in this industry and offer a wide range of insurance choices.

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Frequently Asked Questions

Why do Pharmacists need insurance?

As a pharmacist, there are many steps you can take to protect yourself and your career. Pharmacist Insurance is based on many factors that will likely vary from company to company and security parameters and liabilities can fluctuate depending on your circumstances. Therefore, it is a good idea to do the appropriate research, so you purchase the right insurance to suit your needs and make sure you stay protected while on the job.

Why get a General Liability Insurance as a pharmacist?

It is more than likely that your employer will offer you insurance coverage, but possible limitations may result in you not being fully protected. Having General Liability Insurance is the best place to start when it comes to protecting yourself against problems you may encounter as many possible scenarios can have the potential to threaten your financial well-being. Regardless of how carefully you work, there are always risks while working in healthcare.

Do pharmacists need E&O coverage?

Every business that provides a service to clients for a fee could benefit from E&O coverage and pharmacists are in the business of providing quality healthcare services to clients on a daily basis. For example If a negligence claim is made against you, the legal fees involved can add up quickly. Often it is believed that these responsibilities lie with the doctor. However, this is not always the case and even if a claim is later found to be unwarranted, the proceedings may have already eaten up a large portion of financial resources.

How much does pharmacist Insurance cost?

Insurance rates vary depending on different factors such as location, business size, and business type. You can get a more accurate insurance quote by identifying the specific needs of your business with your insurance provider.

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CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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